29, 6yrs ncb, 1 no fault claim last yr (which some insurers count against you), parked on the street in north london, protected no claims, clean licence, fully comp, £571 with bell direct, was same price as elephant. bell would have done it for £450 if i hadn't had the claim last year... it made no difference to elephants quote.
oh and i added my mum as a named driver, she's retired - and it brought the price down by £80!! :D it makes some difference with some insurers and not with others.