insurance companys for new vr6 owner with DR10

[aaron-j 0]

hey dudes im aaron-j, brand new on the site and i need a bit of help,

 

i used to have a 16v raddo but i lost my licence for 17 months but now i get my licence back next week and im picking up a nice shinny vr6 six the day after and obvously with a DR10 on my licence insurance will be a killer so the help i seek is for insurance companys you might know who could help me,

 

any help would be great guys cheers.

[stretch. 0]

There are specialist insurance companies out there, but some of them do charge very high prices! But then again, my friend who's the same age as me was paying £200 less a year for insurance on a similar cost/group car in the same postcode area and he had an SP30 on his licence, so you may very well find a decent quote yet.

 

It's gonna hang around on your licence for the next 10 - 11 years too from memory as well, expensive night out...

 

What insurance group is the VR6 anyways? the 1.8 16v is like group 15 from memory...

[mimjed 0]

its going to suck big time dude. do the confused.com style quote to give an idea of what price youre looking at.

 

id suggest performance compaines, just purely because of what the car is brentacre, flux, hic etc.

 

i think it stays on your licence for 11 years, but you only have to declare it for 5 years from conviction date (rehabilitation for offenders act?)

[mimjed 0]

oh and one sp30 will nearly always not affect the price on your policy stretch

[stretch. 0]

Still a kick in the teeth when I have a clean licence and as many ncb as him though

 

It wouldn't surprise me if the quotes end up being a bit more than what I'm paying as a youngun on my corrado,

[tandino 0]

I think whoever you go with its going to be a case of bend over and take it im affraid.

Did you not get quotes before buying the VR6?.

I really think your going to struggle on this one, how old are you?

I wouldnt be surprised if your going to be paying 2k upwards..

[Portent 0]

Ouch that's going to be expensive trying to get insurance on a group 18 performance car after losing your license and I assume now having zero no claims? Easily 2k I reckon, depending on age. The only saving grace is that Corrado's don't have a huge value nowadays so it might be worth going TPF&T?

 

I'd suggest the specialist insurers who advertise on this forum.

[aaron-j 0]

i got a quote from confused.com on a vr6, i used a reg number of a car on pistonheads, to get the quote i chose a vr as close in condition and spec as the vr i would choose to buy in the future, i was fully honest about my dr10 and the quote came back at £1200 which i was over the moon with, that was from admiral, but now iv chosen the raddo im gonna buy, iv paid me deposit on it and i pick it up next week, its very close to the one u used to get a quote on but its now coming back at £2900!! thats on confused.com as before, now i really am confused.com!!,

im 25 with a DR10 and no ncb in last two years, not looking good for me is it :(

iv got too much love for the raddo i just dont care how much it is, as long as i get to own a vr6 :grin: :grin:

[Portent 0]

Is that fully comp? Can you drop to TPF&T? Have you got quotes for other normal cars to see if you're paying way over the odds for a Corrado compared to a cheap Ford for example.

 

Have you tried the specialists on this forum (they probably won't be open until Tues now). Also try Adrian Flux.

 

Good luck but in my opinion £3k on a 15 year old car is nuts, however much you like the Corrado. Could you not get another valver until you build up a few years NCB again?

 

This brings it home to me just how important it is to protect my license. Good luck with the quotes.

[tandino 0]

I would hazard a guess that TPFT would not be much less than fully comp, the risk that the underwriters see is the driver and third party loss more so than the repair value of a 15+ year old car, when i was shopping for quotes there was about 5% difference in price between comp and TPFT.

Good luck in getting a quote thats going to be sensible'ish but i think you might have your work cut out and im not sure if insuring a VR6 after a DD spell is going to be economical at all, i certainly couldn't justify spending that sort of cash.....

[mimjed 0]

insurance had a massive price jump from april sadly. home insurance policies will be up around £100 when you renew this year.

 

how many no claims do you have? they are still valid up tp two years from your last insurance expiring. some companies three years.

 

how long until you are 25? if you can hold off till then you can look at insuring it on a classic car policy, limited mileage etc. will bring the costs down.

 

failing that buy an 850cc mini insure yourself to drive other vehicles and get your old man insured on the vr......

[aaron-j 0]

im 25 already, and i dont have anyone (especially my old man) to insure it for me, im on my own on this, sound like i,ll just have to bite the bullet and pay what ever i have to pay.