Insurance Dispute Advice

[PeteL 0]

Hi Guys

 

I require some advice on an insurance issue I have.

 

Back in Dec 2009 the BMW I was using between Corrados was hit by a women in a Fiesta whilst outside my GF’s flat (She lost control on a bend at some speed and rear ended my parked car, also wiped out a parking meter and put her passenger in hospital). Luckily neither I or my GF were in the car at the time but it was written off.

 

There was obviously no dispute over fault and two months later I got a cheque from my insurance company for the value of the BMW. All sorted so I bought another VR6 :-)

 

Anyway fast forward 15 months, this week I get a letter from a solicitor who have been asked by my insurance company to recover the costs from her insurance company. My insurance company have failed to recover the costs due to her company disputing an invoice relating to vehicle storage costs.

 

The solicitor requires my approval to go to court to try and recover these costs as the claim is in my name against her (I was told insurance companies can’t take eachother to court, so the claim is in my and her name).

 

They said if I don’t approve them going to court, it will remain a fault claim on my insurance record! The solicitor also said win or lose in court, it won’t cost me a penny.

 

Any thoughts/advice from anyone been in the same situation??

 

Thanks chaps, hope that all made sense.

 

Pete

[carter711 0]

Have you tried Pistonheads? Lots of legal bods on there.

[PeteL 0]

Just put it up there aswell.

 

Hopefully someone here or there can offer some advice.

 

Cheers

[mimjed 0]

Just get it in writing (no win no fee), then tell them to crack on with it.

[Portent 0]

Hmmm. If it were me I'd write back and state that when they offered you the cheque it was deemed to be full and final settlement, including the acceptance that you wedre not at fault, and then ask them to state why they believe this was not the case.

[Butterfly 0]

From what I've read the ins co are not disputing 'at fault' etc. They are just asking for confirmation to go to court in your name to recover their funds from their failure to progress their paperwork.

As before, make sure the no win no fee is in writing and keep fingers crossed the court goes in your (ins co) favour. If it doesn't then you need to get into to question of the claim remaining against you.

[PeteL 0]

Thanks for the replies guys, I think however I proceed, getting something extra in writing is the way to go.

 

Any more advice is most welcome.

 

Cheers

[PeteL 0]

Update - I have requested further confirmation in writing that I am not liable before proceeding, I will keep this thread updated for those who are interested and if anyone else gets in a similar situation.