VR6Joni

The only reason not to drive forward was to avoid dropping off the raised kerb. Tut. The dent may well be fixable with a smart repair but with no amount of elbow grease could I polish the scuff out. When I initiated the claim I wrongly assumed that if a reversing car hits a stationary car its an open shut case. How wrong was I! I can sympathise with the insurance minimising costs for such a minor accident but it does go against the grain.

Thanks Chris, I did actually sound my horn but all it did was drown out the sound of the impact. Cheers for the support Jamo, at present you are with the majority. Jim - you have some valid points which I'm certain will be the insurance's point of view. But can I change your mind with the following? Note point 203: http://www.highwaycodeuk.co.uk/using-the-road---reversing-200-to-203.html And the law: http://www.legislation.gov.uk/uksi/1986/1078/regulation/106/made I'm fairly certain the above were thought up to prevent these situations.

I don't suppose your in the liability game? If so do you think I really have any valid points or should I just chaulk f**k on this whole debacle.

Haha, I can't really disagree. I hope the insurance don't think this and recon I'm in on it, as it would explain why they don't want to fight my case. AND I have just had to take the Ex to court for access to my son and everything did go in my favour. Now you've got me thinking as this woman just happens to drop her child off at nursery with my son, obviously the ex does come into contact with her. I haven't made a claim in my whole 18 year driving career so I'm not too familiar, from what I gather I do have to stand half my excess if it goes 50/50, I'm sure I was also told I had to pay until the case was settled though which I think the insurance company would do there and then if I went 50/50. Quite frankly unless the insurance are paying the lot, I'll get the Vauxhall garage to do it as my mate (manager there) can get a very good rate and he assures me the quality is good, which then means I don't have a claim against me. I do have PNCD, but from what I gather a claim still affects premiums.

Cheers guys. Insurance just phoned, according to them the I could have avoided the accident if I didn't look for traffic from the right, therefore risking a major accident in my eyes. They were not interested in any of my below points: 1)I did notice the impending accident and stop before it happened yet the other driver continued driving into me. 2)The high way code states: Rule 203: You MUST NOT reverse your vehicle further than necessary. 3)The Law states: 106. No person shall drive, or cause or permit to be driven, a motor vehicle backwards on a road further than may be requisite for the safety or reasonable convenience of the occupants of the vehicle or other traffic, unless it is a road roller or is engaged in the construction, maintenance or repair of the road. 4)No signals of the manoeuvre were given, I.e. no reverse gear engaged. What really gets my goat is that when I asked if they even considered the law when it comes to accidents I was categorically told it did not matter. I also stated that I ought to report the third part for causing an avoidable accident by ignoring the rules of the road and the insurance assessor said I would be wasting police time. I really thought I had a decent case, but now feel like I have been kicked in the balls. And what really makes me laugh is if I was to use their approved repairer the damage is £1380 which I have to pay out until this is sorted. So people, do I just forget this or stick to my guns????

I certainly was looking right as that was where the 40mph cars were coming from, which do require much more of my attention if I don't want to die. I was half way across the kerb when the other car started moving, which is the exact point where my attention switched to traffic coming from the right. It was bad timing but I can't believe a careless manoeuvre which wasn't required can put me at fault. Dox, the third parties manoeuvre wasn't even required, they could have driven off forward but clearly didn't want to drop off the kerb, I wouldn't mind but it is not over sized either.

Would you believe it, Youtube worked.

They didn't need to though, that is 1 of my main points.

I have not tried the Youtube option, it is in .asf format. I can't get anything to play it other than the software which came with the CCTV so I'm not sure YouTube will like it. But I'll give it a go. I did find this pearl of wisdom on the internet earlier though: Reversing 106. No person shall drive, or cause or permit to be driven, a motor vehicle backwards on a road further than may be requisite for the safety or reasonable convenience of the occupants of the vehicle or other traffic, unless it is a road roller or is engaged in the construction, maintenance or repair of the road.

I think my insurance is trying to pull a fast one by asking me to accept 50/50 liability. I don't think it is but obviously I'm biased. Damage is minimal and I could probably fix it for my around my excess, so the question is do I pursue this? First of all there are a few thing which should be noted. I live on a dual carriage way with a central reservation so have to turn left! Secondly it is also a fair gradient so cars can easily roll down backwards. As I am pulling out of my drive forward, a car is parked to the left but is stationary as I move off the drive, as I get off the drive I look right to check oncoming traffic, what I miss is the fact that the car to my left starts rolling backwards (yes rollng, the video clearly show no reverse lights). Before I notice it is coming towards me I am in its path and the inevitable happens. I did stop before the incident but simply couldn't avoid it. I have asked for a second opinion and pointed out the fact that the third party was reversing the wrong way on a dual carriage way without engaging reverse (I.e. warning me of the impending manoeuvre), the fact that I stopped before the accident and that the third party could have driven forwards, they were simply rolling back to use my dropped kerb. Incident happened at 9:22:40am Thanks for any opinions.

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Bye Bye Rotrex, been nice knowing you. Hello Turbo. :) Yes its mine! http://www.ebay.co.uk/itm/Rotrex-VR6-Supercharger-Kit-/221362699749?pt=UK_CarsParts_Vehicles_CarParts_SM&hash=item338a3ebde5

bump. £50 anyone. Still available

I've PM'd Sam, will pm st4stokie if it falls through.