the way i see it is that i'd rather fork out for a decent alarm/immobiliser than not, at least that way if the car gets half inched you can at least rest your own mind that you did all you could...as opposed to wondering what if..i mean we spend hundreds, if not thousands of pounds on moddin our cars, then to skimp on the security would be silly...
don't get me wrong i think insurance companies fleece the hell outta us, (esp me 8) )but i guess for your own peace o mind its worth it...and like some one sadi earlier, im sure they charge what they like.
when your cars worth the bucks or even if its not, its ur own pride n joy your taking car of... so cat1 or cat 2 as long as ur happy with what u got..bugger the quote as long as ur car don't get nicked...hehe!
J 8)