Second Car Insurance

[blackcat 0]

I need to get another car because the VR is not very sensible for my new job. However, the VR insurance has to stay in my name because its a lot cheaper than in my other half's name. So, this means I will have no ncb on my second policy, do insurers take into account that you have ncb but they are on another car??

[G60Dan 0]

some do, some don't. My mate has 4 ncb on his golf gti, & got himself an astra van to take fishing - he's only using it for domestic use, so they gave him 4 yrs ncb on the van 2. Just got to be lucky I think.

[Storm Warning 0]

Speak to Adrian Flux brokers. I have mine insured Full comp for £375 and I had to get a bigger motor for child carrying purposes. They used a company (same I think) to underwrite using the fact I have the NCB already against a 2nd car giving a heavy discount (60% ithink) because you can't use NCB twice. I don't think this is a very common practice as in the past when I had two cars it seemed to be a nightmare to get a good deal (and you can't combine NCB earned on 2 cars in the future onto one car if they were earned at the same time)

[JoeNose 0]

If you're claim free, try your current insurer. If you keep the drivers the same you will likely get an introductory discount equivalent to your NCD.

[Rustynuts 0]

It is always worth trying classic insurance, usually the car has to be 15 years old but if you don't try you don't get.