Limited Mileage Policy ???

[John-M 0]

I've been with the same company this last 2 years, on a 'limited mileage' policy ( 10,000 miles per annum ).

 

The current year runs till the end of this month, and I'm getting rather near to 10,000 :) Will probably be ok, but only just - and maybe not :)

 

So I called the broker and asked what the position is if I get to within a few days of the policy running out and I look as if I'm going to break the 10k limit.

 

After saying he could extend the mileage, and he'd get a quote for it, he came back and said that although my documentation and their records specify a 10,000 limit - and it's detailed as one of the 'policy endorsments' in the paperwork I have, actually I am on an unlimited mileage policy, so everything is alright !!

 

He did repeat this, but when I asked him to send me a quick email confirming this he said he was unable to do that, but that it was ok because all calls are recorded and he'd made a note in their records.

 

So - limited mileage policy or not ??

 

Has anyone else had this experience ??

[DanVW 0]

I would be wary tbh we all know what robbing :censored: insurance companies are, and if the worst does happen you dont want to give em the chance to wriggle out of a pay out!

[Jim 2]

Lost count of the occasions that people have been told one thing over the phone, been assured that it's OK, done it and then subsequently had insurance revoked or a payout denied as they had no proof.

 

It's pretty much your gamble - how much do you trust your insurer! Unless I was on first name terms with my broker, I wouldn't!

[dragon green 4]

it takes 10 minutes to swap the instrument cluster !

Not that i would do that sort of thing, :cuckoo:

[John-M 0]

it takes 10 minutes to swap the instrument cluster !

Not that i would do that sort of thing, :cuckoo:

Neither would I, of course !!

 

I am referring to one of the brokers mentioned at the head of this sub-forum, btw !