Jump to content
feeenix14

Short term insurance

Recommended Posts

Hello insurance experts I need some help if you could oblige.

 

My Car is currently for sale but as I have a new car already its just sitting on my driveway uninsured which i dont like, and i dont think its doing the car any good being sat in the ice and not being moved.

 

My question is this - is it possible to get some short term cover on it for around 4 - 6 weeks ? That way I can give it a few rides out to keep it ticking over and such ?

 

Thanks for your help

Share this post


Link to post
Share on other sites

It's worth just looking into a normal (full) insurance policy that you then just cancel again after the 4-6 weeks.. it may work out cheaper? I can't say 100% that it WILL be cheaper (indeed I was talked into doing similar on a car I needed to insure for a month or so and ended up getting screwed by the insurer............) but depending on the policy, where you buy from, and how much of a rebate you get, it could work out better.

 

Definitely ring around.

Share this post


Link to post
Share on other sites

You can get lay up insurance which may be best, but a classic policy with 1k miles should be pretty cheap - certainly cheaper than cover for a couple of months from any highstreet type company anyway.

Share this post


Link to post
Share on other sites

Thats what i thought, I havent tried my new insurance company because they are a van specialist but i will try them, someone at work has said if i take out another policy to cover the rado then i cant use my 7 years NCB because they are being used on the van ? So I will be trying to get cover with no NCB ? how frustrating, someone else has said to just take some cover out and then ring up and cancel before the end of your cooling off period (either 14 or 21 days apparently)? Probably a bit unethical and I will probably lose whatever deposit i have put down to start with.

 

Confusing flipping minefields !!

Share this post


Link to post
Share on other sites

If you go for a classic car insurance I don't think they take NCB into account anyway as they are fairly cheap upfont and can be even cheaper based on low miles as per what Sean said above.

Share this post


Link to post
Share on other sites

When I renewed some companies would match my NCB on the policy, but they were still coming in at over £500. I went with a company called markerstudy through Adrian Flux. £198 with a 4k mileage limit. Only option it doesn't include is recovery which I have independent through AA, and key cover. As I said a low mileage allowance should be much cheaper.. .....emphasis on the SHOULD though! Lol

Share this post


Link to post
Share on other sites

I've just done a quick compare the market and cheapest i can get with playing around with the settings is £168. A little bit too much for a car that should hopefully be going to a new home in a matter of weeks :shaking: I'll see if my van insurance will cover it but doubtful. If not its back to starting her up and a trip up and down the cul-de-sac. Disgraceful treatment of a car that should be stretching its legs down a bypass.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


×
×
  • Create New...