stevemac 0 Posted November 18, 2003 Well, it's that time of year again.. :? My insurance is up for renewal. I'm 34yrs old & last year cost me £1600 fully comp (3 points, 1yr no claims & no declared mods) This time around I've had a few quotes - I now have 2yrs no claims, 9 points, R1 charger, 68mm pulley, re-chip, large induction kit, Magnex exhaust, 17" wheels, lowered suspension, £1000 worth of amps & speakers. All of which have been duly declared... :mrgreen: Front mount cooler & CAT bypass not fitted yet.. :lol: Best quote so far is from Chris Knott insurance - fully comp £847.50... :D Which compared to some of the other quotes I've had is a complete bargain !! HIC = £1700 fully comp Adrian Flux = £1187 fully comp Quote Share this post Link to post Share on other sites
CaiosG60 PWR 0 Posted November 18, 2003 SteveMac let me know how the CAT bypass turns out. :lol: :lol: Quote Share this post Link to post Share on other sites
stevemac 0 Posted November 18, 2003 No problem - I'll be fitting it this weekend (hopefully). Quote Share this post Link to post Share on other sites
JT 0 Posted November 18, 2003 stevemac, could you tell me what a cat bypass is i have one on my vr6 with a full magnex stainless but have no idea what is envolved :? Quote Share this post Link to post Share on other sites
ads 0 Posted November 18, 2003 On your exhaust sysem you have a catalyc converter (under the centre of the car) which gets rid of all the emissions n stuff. You need one to pass an MOT but by removing it you gain extra power. Quote Share this post Link to post Share on other sites
JT 0 Posted November 18, 2003 no thats cool i know what the cat does i just wanted to know what was involved in a cat bypass :D Quote Share this post Link to post Share on other sites
stevemac 0 Posted November 18, 2003 So long as your car is pre-1994 then the CAT is not needed for MOT regulations. Extra power gained will depend on which car you're fitting it to. As a general rule, forced induction (supercharged & turbocharged) cars will gain more power from removing the CAT than normally aspirated cars will. On some cars, removing the CAT will give no power increase at all - it really depends on the type of induction and/or injection system that the car has. Quote Share this post Link to post Share on other sites
stevemac 0 Posted November 18, 2003 It's just a case of removing the CAT part of the exhaust & replacing it with a straight piece of pipe. The oxygen sensor it then screwed into this piece of pipe (instead of the CAT). Maximum benefit is then gained when the car is re-chipped - so that the engine management system knows that there is no CAT fitted. Quote Share this post Link to post Share on other sites
JT 0 Posted November 18, 2003 cheers for that it is post 94 it's a 93 k-plate which a relief cheers :D Quote Share this post Link to post Share on other sites
Scott 0 Posted November 18, 2003 worth doing on the VR then seeing as mine is a '93 *;) Quote Share this post Link to post Share on other sites
stevemac 0 Posted November 18, 2003 worth doing on the VR then seeing as mine is a '93 *;) Maybe worth doing a search on the forum - I'm not sure if it has much of an effect on the VR. Quote Share this post Link to post Share on other sites
Kevin Bacon 5 Posted November 18, 2003 Nope, doesn't have much of an effect on the VR, a few ponies if you're lucky. The VW exhaust system is not that restrictive for NA cars but as Steve said, it's the blown motors that notice it the most. For example, my mate with his 2000 WRX fitted a Hayward & Scott front pipe, cat bypass and rear box and found a genuine (dyno proven) 30bhp. Kev Quote Share this post Link to post Share on other sites
leew 0 Posted November 18, 2003 stevemac, Try Liverpool Victoria for your insurance. I received some spam mail from them and thought I would give them a try. Turned out they were nearly £200 cheaper than HIC :shock: ...RESULT!!! Quote Share this post Link to post Share on other sites
stevemac 0 Posted November 18, 2003 stevemac, Try Liverpool Victoria for your insurance. I received some spam mail from them and thought I would give them a try. Turned out they were nearly £200 cheaper than HIC :shock: ...RESULT!!! Cheers leew Have you still got their phone number ?? Quote Share this post Link to post Share on other sites
vr6corrado 0 Posted November 18, 2003 stevemac is the Chris Knott quote you have dependant on you being a CCGB member? If so, how much is the premium discounted? Quote Share this post Link to post Share on other sites
corradovr6sc 0 Posted November 18, 2003 Try greenlight. Corrados have a high flow cat and there's little to be gained with a cat bypass on a standard engine but they will prolong the life of the cat and save a small fortune in the long run. Quote Share this post Link to post Share on other sites
Chris VR6nos 0 Posted November 18, 2003 corradovr6sc, You beat me to it, i was going to say exactly that. Not sure if i'd benefit from removing it though? My VR6 is only running 6psi at the moment. Chris Quote Share this post Link to post Share on other sites
DEL VR6 0 Posted November 18, 2003 Privelage have always offered me the lowest premium. Paying under £600 for my VR, and am 28. (full NCB and clean license) Quote Share this post Link to post Share on other sites
brookescourt 0 Posted November 18, 2003 I always found Brentacre good for my modified Corrado. Gotta be worth a try. Although if anyone has a standard car, try Elephant. I found them really cheap when I insured my new A4 1.8T. Quote Share this post Link to post Share on other sites
davidwatsonok 0 Posted November 18, 2003 As leew said, try Liverpool Victoria . They beat last years price by £194 and the renewal by £460 for me. They don't give a hoot about mods as long as you haven't up'd the engines capacity. They also don't care where it's kept (garage/drive/road) or what security you have. They do pay out too, or so the Scoobynet mob say, even on the price of the mods if you have receipts and some other proof (photos/boxes etc) so you could have a £2k car with £15k of mods and claim the full £17k, who else does that? Mine was £406 for 34yo, 9+NCD, 0 points '91 16V C with mods. Happy shopping. Quote Share this post Link to post Share on other sites
Bolster 0 Posted November 18, 2003 My premium is £447. :lol: But then my car is standard and I have full no claims. Still not bad for greater london. My premium actually dropped by adding my wife's name on the policy. :shock: Quote Share this post Link to post Share on other sites
stevemac 0 Posted November 18, 2003 stevemac is the Chris Knott quote you have dependant on you being a CCGB member? If so, how much is the premium discounted? So far as I'm aware the quote is subject to me being a CCGB member & travelling less than 10k per year, although I'm not sure what percentage the extra discount is. This quote is at least £300 cheaper than any of the other insurance companies have been able to manage. Well worth the CCGB annual membership fees... :wink: Quote Share this post Link to post Share on other sites
corradovr6sc 0 Posted November 18, 2003 Chris VR6nos: I was concerned about fuel exploding in the exhaust and damaging the cat so I bought a magnex de-cat pipe and I don't really want to buy a new cat at the silly price VW charge. £90 for the bypass, £300 for a new cat so it wasn't a difficult choice. Quote Share this post Link to post Share on other sites
Bally 0 Posted November 19, 2003 I no it don't compare to some of you others, but just had my renewal through, I'm 26 & best quote I got was £538 fully comp, with mrs named driver, with mods & protected no claims... no security reqd, (although there is a CAT2 fitted at the mo) Quote Share this post Link to post Share on other sites
dave0280 0 Posted November 19, 2003 Chris Knott are fantastic mate. I actually got a quote for a VR6 Storm out of interest and its only £200 a year more than my 2.0 16V! Strange that! Shouldn't have done that cos i want one now! Quote Share this post Link to post Share on other sites
