Who's your insurer?

[robrado974 1]

Mine came in at £240.00 plus admin fee and the usual b&@@")cks .i went with Adrian flux in the end . Always been with performance direct , but they wanted £308.00 .Obviously I have to take in to account a fair few mods . So not a bad price .

Edited May 9, 2015 by robrado974

[ChrisKnottIns 0]

So, not many of you are with CK then. Have you tried us and found us wanting or have you just not tried us yet?

[Jim 1]

The problem simply is just how time consuming and irritating it is ringing around insurers every year, having to reel off a list of modifications, then being told it's the best quote.. then ringing another.. then bouncing quotes off one another to try and get a price.

 

I've got to the point now where my daily driver goes through a price comparison site, and the Corrado I'll just try 2-3 insurers max before just picking one quote.

 

There really needs to be some better way of doing things. Like a standardised template you can fill out with all your details, details on the car including modifications, and then just drop them over via email or similar.

[ChrisKnottIns 0]

We'll always accept an email containing the mods list to save you the bother of doing that bit by phone but we do also have a quote form you can PM us:

 

There's a good chance that we'll need to speak to you so make sure you supply a daytime phone number that we can use to get clarification on anything.

 

PLEASE ANSWER EVERY QUESTION BELOW:

 

NAME OF CLUB : THE-CORRADO.NET

CLUB REFERENCE NUMBER: CF-784

 

ABOUT YOU

 

Full name of policyholder (inc Mr/Mrs/Miss/Ms):

 

Full Home Address (inc Postcode):

 

Mobile number:

 

Daytime number (If different):

 

Email:

 

CAR DETAILS

 

Vehicle registration number:

 

Make & full model of car:

 

CC:

 

Year of manufacture:

 

Value of car:

 

Registered Keeper:

 

Registered Owner:

 

Postcode of vehicle overnight:

 

Parking location overnight (i.e Driveway):

 

Number of seats:

 

Date of purchase of car:

(If less than 12 months ownership, please give details of previous cars owned)

 

Immobiliser fitted:

 

Modifications (please list):

 

RHD or LHD?:

 

COVER DETAILS

 

Cover required (Comprehensive or TPFT):

 

Renewal date:

 

Years NCB that is available to use on this policy:

(NCB lapsed 2+ years ago and NCB earned as a named driver is not acceptable)

 

Protected bonus required (if full NCB) YES/NO:

 

FOR EACH DRIVER

 

Gender:

 

Date of birth:

 

How long have you lived in the UK:

 

How long have you held a full UK licence:

 

Job Title (inc. any part time jobs):

 

Business Type/Industry:

 

Employed or self-employed:

 

Marital status:

 

Total miles per annum:

 

Use of car – commuting or business use:

(if business use, what specifically?)

 

Homeowner YES/NO:

 

Any claims fault or non fault within 5 years:

(Please give circumstances including approx costs, which policy the claim was on and what happened)

 

Any convictions within 5 years:

(Please give code (eg SP30), date of conviction, fine, ban)

 

Disabilities notified to DVLA:

 

How many cars in family:

 

QUOTE DETAILS

 

Renewal quote with current provider: £

 

Total renewal excess (inc voluntary & compulsory): £

 

Which insurer:

 

Best alternative quote: £

 

Total excess (inc voluntary & compulsory): £

 

Which insurer:

 

(Proof will be needed of quotes as we are audited by the insurers. This can be in the form of renewal notices, internet login details and reference numbers).

[g0ldf1ng3r 13]

The problem simply is just how time consuming and irritating it is ringing around insurers every year, having to reel off a list of modifications, then being told it's the best quote.. then ringing another.. then bouncing quotes off one another to try and get a price.

 

I've got to the point now where my daily driver goes through a price comparison site, and the Corrado I'll just try 2-3 insurers max before just picking one quote.

 

There really needs to be some better way of doing things. Like a standardised template you can fill out with all your details, details on the car including modifications, and then just drop them over via email or similar.

 

there is Jim

 

I have a word document which has all the points listed by chris knott

 

i can send it you if you would like?

 

FYI from my experience most insurers will accept the document to provide you a quote but some insist on also speaking with you

[Jim 1]

Useful to know - thanks. Will look into this next year as I've just done my renewal for the year on both cars!

[robrado974 1]

Good idea . I'm with Jim on this and I'm sure everyone else is too . It's an absolute ball ache , running through the same stuff over and over again .

[Jim 1]

I wouldn't mind so much but all of the things done to my car come under a bog standard roll call of basic modifications which have been available on road cars for decades.. which is why I don't understand why it always means the insurer needs to go away to have a lengthy conversation with the underwriter.

 

If we could get some kind of modified car / classic car 'Go Compare' type website which had some understanding of limited mileage type policies, or a place where you could put up your insurance requirements following a standard template, almost like an invitation to tender, which insurers could pick and offer you premiums.. now that would be awesome.

[g0ldf1ng3r 13]

Jim - would you like me to send you the document so you can put it up on here for people to download?

[Chuggs1 10]

Be nice to have a list of mods and their impact on insurance or if they have no impact.

[Jim Bowen 1]

Just did the insurance on my daily with Chris Knott last week, Was with direct line and they couldn't beat the quote, plus was cheaper than go-compare came back with.

[Jim 1]

Jim - would you like me to send you the document so you can put it up on here for people to download?

 

Sure - that'd be handy :)

[g0ldf1ng3r 13]

Sure - that'd be handy :)

 

ive emailed it to your gmail account Jim :)

[Ray1965 10]

Mine came in at £240.00 plus admin fee and the usual b&@@")cks .i went with Adrian flux in the end . Always been with performance direct , but they wanted £308.00 .Obviously I have to take in to account a fair few mods . So not a bad price .

 

Wonder why mine is £331 with flux. I'm 49 years old. had a driving licence when Yoda was a lad etc, 5.000 mile cap on policy. car is bang standard, Whats going on?

I take it yours is a VR Rob?

Edited May 11, 2015 by Ray1965

[robrado974 1]

Yes it's a VR Ray . Not standard either , I have quite a few mods . I'm 45 , driving since 1988 . I have a classic policy with 3000 miles . As we've all said Ray they make it up as they go along ! .

[Ray1965 10]

Think there will be another phone call to Mr Flux.

[Sean_Jaymo 0]

HIC For me. I called 3 insurers after greenlights renewal went a bit mad and settled with them as they were close enough to what I wanted. I had intentions of calling up about 8 or 9 different companies but in the end got bored of the calls and repeating myself.

 

Could I have saved another £20 quid? Likely. Would I have preferred to spend that time doing something else. Definitely.

[robrado974 1]

It does get very tedious Sean , to say the least ! .

Ray , let us know what they say , hope they can improve on that price .

[Jim 1]

Template to use from goldmember.. :)

[g0ldf1ng3r 13]

Template to use from goldmember.. :)

 

ha ha ha!! jim should i expect austin powers to be coming to get me!? ;) PMSL

[Jim 1]

Must resist the urge to change your username..

[g0ldf1ng3r 13]

Must resist the urge to change your username..

 

:D lol

[ChrisKnottIns 0]

Template to use from goldmember.. :)

 

That's the Chris Knott form I posted Jim. You can copy and paste it into a PM then fill it in or email it to [email protected]