ChrisKnottIns

Yes, it happens all the time.

Wow, we have a stretching target to achieve this month – our guys will be doing all they can to sign you up if your renewal is due. All the cars in your household qualify for the scheme and there are extra discounts if you bring more than one car to us. We look forward to taking your call.

Check out the competition in our online magazine for your chance to WIN some Autoglym Car Cleaning Kit. Just answer a few simple questions and you’ll automatically be entered into our free prize draw. Click here to go to the magazine now! Closing date: 1st September 2012

Like our facebook page and get access to upcoming offers, discounts and competitions. Speaking of competitions, who wants a years FREE UK breakdown cover? Well get over to Facebook, LIKE OUR PAGE and as soon as we get to 1000 likes we are giving a years FREE UK breakdown cover to a random person who has liked our page. Winner drawn from a hat (NOTE TO SELF: find a hat). Click this to go straight to our Facebook page and then click the "LIKE" button near the top of the page

We've been away for a while due to losing the guy who looked after the forums for us but we've sorted things out now and are ready to contribute helpful comments to the forum again. If at the same time we can provide you with a competitive quote for your car insurance when it falls due - great! It’s no exaggeration to say that the car insurance market experienced unprecedented rate hikes last year with some drivers seeing premiums rise by as much as 40% due to the claims-farming/referral fee/whiplash/fraud fiasco. We understand that was a hard thing for motorists to take especially if you’ve been claim-free. It has been tough out there and even as the club’s own Insurance service we had to respond to insurers’ demands for higher rates. It’s true that we sadly lost some members from the scheme as a result. We recognise that when prices are altered so drastically it encourages a focus on cost alone. Even though we were still competitive for the majority, our continued promise of good service and a strong relationship with the club was not enough to keep everyone. Good News The good news is that we’re now through the other side and as independent brokers we’d expect to once again be able to help the majority of members find the best deal – and that’s more about offering good quality cover at affordable rates than just cheap cover. Offering low quality cover is not the way to do the best for our customers. We couldn’t in all consciousness send members out on the road with anything other than solid cover, the assurance of a reputable claims service and broker backup should the worst happen. So the new message is… if we lost you last year we want you back and if we quoted you unsuccessfully last year please try us again this year. If we lost you last year… If you are one of the clients who left us at renewal, we understand why. But we do want you back. So much so that we’re offering you £20 OFF the best quote we can find when you give us a call this year (just QUOTE: CF-999 when you ring us). Save money on your car insurance Though we use computers as a guide, our expert staff individually assess you based on your own circumstances, regularly beating the rates the computer produces. We’re currently signing up 36% of callers and saving them £82 on average - we’d like you to benefit from this too. Quality service and advice too You’ll benefit from independent insurance advice and personal service where your needs are put before all other considerations. You’ll also be able to speak to a highly-trained insurance expert in the UK and there are no call centres. And you’ll receive all the ongoing support you need, including claims assistance, throughout your time with us. Further discounts You might like to know that we're also currently offering club & forum members a £5 discount on UK Breakdown Cover - all the usual benefits (including HomeStart) PLUS some useful extras not normally covered by the big providers. For example, Chris Knott Breakdown Cover will help if you run out of fuel, accidentally damage your tyres, have a flat battery or you lose/break your keys. The policy normally costs £54.50 but until 1ST September 2012 you can arrange Chris Knott UK Breakdown Cover at the discounted price of £49.50. Breakdown cover details Cover is 'per vehicle' and there are no age of vehicle restrictions. Loyalty Rewards While we’re on the subject of discounts and offers, did you know that once you’ve insured a car with Chris Knott Car Insurance you’ll benefit from a loyalty reward of £20 OFF the cost of each additional everyday car you place with us? You’ll also be entitled to £20 OFF Chris Knott Home Insurance (£50 OFF if you have more than one car insured with Chris Knott Car Insurance). Recommend a Friend scheme As an existing client, if you recommend a friend to Chris Knott Insurance you can claim £20 OFF your next renewal when they go ahead with cover. There’s no limit to the number of friends you can recommend or the discount you can earn. If that’s not enough, all car policies now come with FREE KeyLocator cover – simply register your unique code online, attach the coded tags to your key rings and you’ll get them back if they’re lost and found. Modifications can be covered on a like-for-like basis and you have your own choice of repairer should you need one. We hope you’ll agree that, as we move forward together, the Chris Knott Insurance scheme is a good membership benefit – especially as we can save you a minimum of £197 if you take up all the above offers. We can’t guarantee to be the best for everyone – no-one can claim that. But if you're looking for good quality cover at a competitive rate definitely give the club scheme through Chris Knott Insurance a try when your renewal falls due. For a no-obligation quotation please call Chris Knott Insurance on 0800 917 2274 (or 01424 200477 – cheaper for mobiles) and QUOTE: 784-CF. Quote Smallprint All makes and models considered eligible. Drivers must be aged over 19 for Third Party, Fire & Theft or over 22 for Comprehensive. Drivers of performance vehicles (RS, VXR, Type-R, VRS, ST, etc) from age 25 subject to vehicle and remainder of risk. All drivers must have held a licence for at least 1 year, have minimum 12 months’ experience of driving/insuring similar performance cars and have at least 1 year's NCB. The minimum premiums are £250 for Comprehensive & £200 for TPFT cover. The scheme covers most modifications (excluding nitrous, roll cages). All quotes are subject to individual circumstances including restrictions on claims/convictions (no more than 1 SP/PC/PL conviction per driver). The scheme may not be competitive for some M, L, OL & SK1-12 postcodes and Northern Ireland. Some postcodes require the car to be parked off the road overnight. Written proof of best quote may be required. Average saving for new customers (June 2012) where renewal quote information was supplied. Offers Smallprint Only one discount to be applied per policy with the exception of the Recommend a Friend discount. Qualifying policies must be ‘live’ at the time of redemption. Offers change from time to time so please ask about our current offers when you call.

The fourth edition of the interactive online magazine, Cover Story, is out now and you have the chance of winning one of 6 Autoglym Aqua Wax kits worth £13.99. Simply answer the 3 easy questions in this edition and be entered into the Prize Draw which takes place on 30th June 2011. http://issues.pageturninteractive.com/CoverStory/four/[email protected] This edition features: • Insurance Insider Secrets • 5 top tips for a care-free holiday • Light-hearted motoring news roundup • Italian designer Bertone ‘loses’ some concept cars • CK Staff Profile – Martin ‘Killer’ Duff • WIN one of 6 Autoglym Aqua Wax kits Cover Story has had a slight make-over this time round – have a look and let us know what you think. http://issues.pageturninteractive.com/CoverStory/four/[email protected]

The fourth edition of the interactive online magazine, Cover Story, is out now and you have the chance of winning one of 6 Autoglym Aqua Wax kits worth £13.99. Simply answer the 3 easy questions in this edition and be entered into the Prize Draw which takes place on 30th June 2011. http://issues.pageturninteractive.com/CoverStory/four/[email protected] This edition features: • Insurance Insider Secrets • 5 top tips for a care-free holiday • Light-hearted motoring news roundup • Italian designer Bertone ‘loses’ some concept cars • CK Staff Profile – Martin ‘Killer’ Duff • WIN one of 6 Autoglym Aqua Wax kits Cover Story has had a slight make-over this time round – have a look and let us know what you think. http://issues.pageturninteractive.com/CoverStory/four/[email protected]

Hi Just a reminder if your car breakdown renewal date is due - £54.50 for full UK nationwide recovery and homestart! http://www.ckinsurance.co.uk/docs/ChrisKnottBreakdown.pdf Please just phone 0800 917 2274 or 01424 200477.

Hi If you or your family have home insurance, please read this!!!!!............ The stats show that 1 in 3 people take out a policy with us after being quoted and the renewal retention rate is always over 80% - last month was 84% - showing that more than 8 out of 10 people renew with us. We’ve collated some quotes based on different areas of the country which hopefully will encourage you to ring us when your home insurance is due if indeed you need the cover! Based on a semi-detached house in the Northampton NN3 postcode built in 1920, £200,000 sum insured, 38 year old policyholder, no claims, etc, the premium for buildings and contents cover would be £224 with a £50 excess. The premium would reduce with a higher excess. For the same details in the Birmingham B26 postcode, the price is £182. In Preston PR3 postcode, it’s £192. In Newcastle NE11 postcode, it’s £239. In Barnsley S74 postcode, it’s £218. Obviously the quote may differ depending on individual circumstances, and postcode is one of the biggest rating factors, but we based these quotes on a real customer insured with us. Please feel free to ring us for a quote when you’re renewal is due. If you’ve already got your car insured with us, you will be entitled to a further discount as well!!!!

When you go and compare the market online, are you still left confused as to what’s actually included and what the final price is? Have they jacked up the excess to get the price down? Do you know what you’re signing up for? As a simple alternative, why not ask Chris Knott Insurance for an instant, crystal-clear car insurance quote where everything is explained in person? Simply call FREE on 0800 917 2274 (or 01424 200477 for mobiles) quoting your unique FORUM CODE (in my signature below) to find out how much you could save. Our staff are not incentivised to sell. Instead we encourage them to offer top-quality personal service, sound advice and all the ongoing support you need throughout your time with us. Your needs are put first and we’ll work hard on your behalf to find the policy that is most suitable for your requirements. We want to treat you fairly – the same way we’d expect to be treated ourselves. And that starts with a clear, straightforward quote with nothing kept back or concealed. To ensure that you get a crystal-clear quote and the right price/cover combination, call us FREE at renewal so our highly-trained insurance experts can help. • Instant, crystal-clear quotes • Personal contact • Impartial advice • Your needs put first • All the ongoing support you need • Highly-trained insurance experts Simply call FREE on 0800 917 2274 quoting your unique FORUM CODE (in my signature below) to find the right price and cover combination. Smallprint The scheme covers most modifications (excluding nitrous, roll cages and bhp increases of more than 50bhp). Most makes and models considered eligible. Drivers must be aged over 22 on most cars and wanting Comprehensive cover. Drivers of performance vehicles must be aged 25 or over (30 in some cases). All drivers must have held a licence for at least 1 year, have minimum 12 months’ experience of driving/insuring similar performance cars and have at least 1 year's NCB. Quotes subject to individual circumstances including restrictions on claims/convictions (no more than 1 SP/PC/PL conviction per driver) and not competitive for any M, L, OL & SK1-12 postcodes and Northern Ireland. Some postcodes require the car to be parked off the road overnight. Administered by Chris Knott Insurance who is authorised and regulated by the Financial Services Authority.

March last year was our equal 2nd best month of 2010 for travel insurance policies on our scheme! If you would like travel insurance, single or annual trips, please feel free to get an instant quote and buy online by visiting http://www.ckinsurance.co.uk/travel.

In an attempt to refine and enhance our service, we are doing a poll to find out what makes you ring us up for a quote. The options are – 1.Was it seeing a post from me on our thread that reminded you? 2.Was it that you knew about the scheme from another source? 3.From our forum advert/banner/wording/pm? This isn’t a thread to discuss the criteria but just an exercise to glean information. Would you be kind enough to vote please? Many thanks!

Just as a reminder as the free competition expires at the end of the month. All you have to do is read our online interactive magazine and answer 3 simple questions to be in with a chance of winning 12 months’ comprehensive UK Breakdown Cover. Click the link and good luck – http://issues.pageturninteractive.com/CoverStory/three/[email protected] The draw will take place on 31st March 2011. Happy motoring!

After a strange few months of changing criteria and shifting patterns in the insurance market, January for us, in terms of business, surpassed January 2010 (before all these changes took place) showing that the current scheme seems to be working rather well! I like to think it’s because I’ve put my photo as my avatar but the rest of the team think that has had a detrimental effect. They may have a point! So, please feel free to ring us if your car (or home) insurance is due in the next few weeks!

Hi Just a quickie to let you know that we, as the club’s insurance partner, are running a competition for registered users. All you have to do is read our online interactive magazine and answer 3 simple questions to be in with a chance of winning 12 months comprehensive UK Breakdown Cover details of which can be found here - http://www.ckinsurance.co.uk/docs/Chris ... akdown.pdf Click the link and good luck - http://issues.pageturninteractive.com/C ... nott.co.uk The draw will take place on 31st March 2011. Please feel free to ring us for a quote if your car insurance is due – 0800 917 2274 or 01424 200477. Just quote the reference in my signature.

Hi Just to let you know that the scheme now allows modified vehicles with an increase of up to 50bhp. Best wishes

Hi There has been a lot of talk about people being charged for putting winter tyres on their cars. Can I just say to save any uncertainty we will not charge for anyone doing this though you do have to notify us if you add them? May I also wish you all a very Happy Christmas and peaceful New Year.

CHRISTMAS OPENING HOURS Christmas Eve 24th December - 28th December - CLOSED Wednesday 29th December - 9am to 5pm Thursday 30th December - 9am to 5pm New Year's Eve 31st December - 3rd January - CLOSED Tuesday 4th January - 9am to 5pm

Hi there Just to let you know our offices are still open despite the amount of snow we’ve had. Some of us, like myself, are snowed in but half the staff are working. 0800 917 2274 or 01424 200477

Please feel free to try our scheme!

Hi Usually, insurers should pay for a similar car, age/condition, etc, as your old car. You need to trawl the internet, Autotrader, local mags, etc, for similar age cars and the insurers should pay you to be back pre-accident if you get my drift! I would also take this up with a mangaer at your insurers.

Hi Again we see the media talking about the premium increases which seem to be affecting nearly everyone. Here is the latest article from this weeks’ Daily Mail - http://www.dailymail.co.uk/news/article ... rance.html For years, our scheme insurers tended to avoid these increases when all around we were hearing of price jumps. However, fortunately, we are still writing plenty of business even though these increases have been imposed nationally. I still see on forums that our insurance scheme is making savings for forum users (and some large – a £200 saving was quoted on one forum this week! Therefore, I’d encourage you to call us for a quotation if your renewal is due within the next 21 days or so. You will also be able to take up our competitively priced full UK breakdown cover at £54.50. Please just ask my colleague when you ring for a quote. The new criteria of not accepting any bhp increase mods by more than 20bhp does affect some on the forum but we are still busy though we’re sorry that this precludes some from getting a quote from us. Please ring 0800 917 2274 or 01424 200477 and quote the club reference number found in my signature.

For the answer, check out this quarter’s edition of Cover Story - our FREE interactive magazine at http://issues.pageturninteractive.com/C ... pti=forums Cover Story is a quick read, packed with car news and information from around the UK, PLUS insider hints and tips from the club’s broker, Chris Knott Insurance. Read the latest issue here - http://issues.pageturninteractive.com/C ... pti=forums

It’s fair to say premiums are increasing this year due to the increased cost of claims rather than the increased number of claims and these premium increases are imposed on us by the insurers. Even though there is obviously negative reaction to this, our renewal retention rate has only dropped by 5% from 81% to 76% so it seems that approximately 3 out of every 4 people still renew with us. I’m also hoping that after a period of time (such as 12 months or so), the criteria will be relaxed somewhat but we will see.

We have October rates in our system now so if your car insurance renewal is due, please feel free to ring us for a quote. 0800 917 2274 or 01424 200477 and please state the forum name and/or reference number found in my signature. By the way, if you have home insurance, here is a post from a forum written yesterday - 'Our home insurance is up for renewal, so I decided to get a quote from the club scheme to see if there as good for home as they are for car insurance. My renewal from (.........) was £413 a year. Chris knott a bargain £318 a year.' So try us on your home insurance as well!