The_Dude 0 Posted May 13, 2007 I'm starting to get very depressed with my car. It seems to be target practice for whoever feels like coming along and taking chunks off of it. Its been broken into, had the fogs nicked and now I find that someone has driven up the back of my car and then legged it. I phoned the insurance company who said that I would lose my no-claims as there were no witnesses and no-one to claim from. Are they right in saying this? I don't think I have protected no-claims, but surely my full comp would cover it? Luckily it seems to be only the back panel and the Corrado badge that has been biffed. What a sh*tter. Quote Share this post Link to post Share on other sites
timg60 0 Posted May 13, 2007 sorry fella. but they are right no one to claim from = paid for your insurance comany = loss of no claims. always a bugger when it is not your fault. Try and work out how much your insurance was without no claims then decied if it is really worth claiming. Quote Share this post Link to post Share on other sites
rado-steve 0 Posted May 13, 2007 Bathtubs! Bet it was some Tw@t in a chelsea tractor! Quote Share this post Link to post Share on other sites
Jim 2 Posted May 13, 2007 Yeah.. you can tell from the ride height it was more than likely a Chelsea Tractor. Someone who can afford to drive some £50,000 slab of crap can't afford to stop and leave their details after stoving in your pride and joy. How good of them! Quote Share this post Link to post Share on other sites
CazzaVR 0 Posted May 13, 2007 That's sickening :( Defo a 4x4... Check out all the 4x4s in your street for red paint on the bumper/bull bars ;) Quote Share this post Link to post Share on other sites
Rob Heath 0 Posted May 13, 2007 Got to be somethin high coz its not even touched your bumper, gutted for you mate Quote Share this post Link to post Share on other sites
dr_mat 0 Posted May 13, 2007 I reckon it was probably a bloody illegal immigrant student lesbian traffic warden daily mail reader wot did it guvnor. I hate bigots. They should just all bugger off back to biggo-land or wherever it is they come from. Quote Share this post Link to post Share on other sites
stevef182 0 Posted May 13, 2007 if it makes u feel any better mine has been hit 6..yes 6 times in 6 months..4 times when its been parked (smashed headlight, dented offside wing, and both rear quarters have been dented..and twice someone has gone into the back of me! no jokes! beginning to think the car is cursed..so basically..i feel your pain! Quote Share this post Link to post Share on other sites
grimmy 0 Posted May 13, 2007 I feel your rage, that is bloody annoying. Worsened by the fact you now have to sort it off your own back! Sorry to see it :( Quote Share this post Link to post Share on other sites
stormchaser 0 Posted May 13, 2007 feel for you. :mad: dont think you lose all your no claims just a percentage 70% to 50% if you had 70% to start with that is Quote Share this post Link to post Share on other sites
dukest 0 Posted May 13, 2007 agreed, that is really poor luck you've had with the car recently.. they say bad things come in 3s though, time for an improvement? hope you get it sorted ok for not too much. Quote Share this post Link to post Share on other sites
The_Dude 0 Posted May 15, 2007 if it makes u feel any better mine has been hit 6..yes 6 times in 6 months..4 times when its been parked (smashed headlight, dented offside wing, and both rear quarters have been dented..and twice someone has gone into the back of me! no jokes! beginning to think the car is cursed..so basically..i feel your pain! Bejazuz, that's bad luck. I'm thinking my car is cursed too, I'm actually considering getting it blessed! I'm not religious but you never know. The insurance people haven;t got back to me yet but I don't think I'm going to claim, luckily I've got a bit of spare cash hanging around, so I'll fix it myself and change the insurance to protected no claims! Haven't been out to scout the 4x4s yet, but I think it was someone reversing round the corner, as mine was the last in the row and there were roadworks on the road it leads onto. I'm still fuming, but as duke_st says, bad luck comes in 3s, so hopefully.... Oh yeah, and there's two slight creases in the boot. Buggeration. Quote Share this post Link to post Share on other sites
stevef182 0 Posted May 15, 2007 Bejazuz, that's bad luck. I'm thinking my car is cursed too, I'm actually considering getting it blessed! I'm not religious but you never know.. haha..lets do it!! :lol: Quote Share this post Link to post Share on other sites
vwdeviant 0 Posted May 15, 2007 Possibly Merc M class? They have the spare on the outside on a big cradle thing with two bars spaced about that far apart? Gutted for you mate, any money it'll either be a co car or some daft bird who can't drive the mahosive tractor her rich hubby bought her for transporting their one child about in! (apologies to the ladies, not generalsing, but you know the type I mean..) Quote Share this post Link to post Share on other sites
droog 0 Posted May 17, 2007 Protected no claims...... cost you about 50 to 60 quid even though they tend to drive up the excess to about 300 quid. If you claim on normal insurance for no fault/no witness/vandalism etc, the insurance goes up by about 40 quid..... . Hmmm seems a win win by the insurers to me. unless of course you have many claims for first person (your fault.)... I'd love an insurance company, it is a license to print money..... Quote Share this post Link to post Share on other sites
StuartFZR400 0 Posted May 18, 2007 Totally feel for you. Last year the car started to pick up a few dings - people seem really careless. I try my best to avoid dodgy spaces etc. If Im in the car, I will watch the person parking next to me like a HAWK. Last year the car picked up too many dings, where finally on xmas eve I came back to my lonely car (having only been gone for 2 minutes) to find a huge dent in the wing; hardly a mere scratch; they must have arrived and left in one foul swoop. Decided to get all bodywork fixed at a mere £900 (this is from a car that was practically mint 18 months ago). Now in May and Im getting hacked off again finding lots and lots of small scratches - with the knowledge that my car has only been on my private drive or in the office carpark where some dishonest ****** has leant against the car, or placed thier bag on the bonnet - cant say anything as I know I'll blow my top as everyone in the office will deny it. The joys of owning a car you like !! Quote Share this post Link to post Share on other sites
The_Dude 0 Posted May 29, 2007 Well, it seems that the insurance company want to write my car off, as they reckon it'll take 1600 quid to repair and the car is only worth 1000. I'm considering getting a part payment from them and paying the rest myself or should I just scrap it, get the money and buy another C? I've been wanting an upgrade for a while, but also don't want to see another scrapped when it still works, but has body damage. Quote Share this post Link to post Share on other sites
dukest 0 Posted May 29, 2007 bad luck dude, had a feeling that might not be too cheap to fix.. i would say if you were thinking about an upgrade then dont be too sentimental about it getting scrapped, if you get to buy the salvage then someone with access to a bodyshop could probably get it back on the road anyway. guess it all depends on what the better financial option is for you but (if you're honest about it) its not a super rare colour/engine combination which needs u to lose out in order to save it. good luck with what you decide, but you did say you wanted a vr! :) Quote Share this post Link to post Share on other sites
The_Dude 0 Posted May 29, 2007 bad luck dude, had a feeling that might not be too cheap to fix.. i would say if you were thinking about an upgrade then dont be too sentimental about it getting scrapped, if you get to buy the salvage then someone with access to a bodyshop could probably get it back on the road anyway. guess it all depends on what the better financial option is for you but (if you're honest about it) its not a super rare colour/engine combination which needs u to lose out in order to save it. good luck with what you decide, but you did say you wanted a vr! :) you make a good point and yeah, there's a very tasty blackberry vr on the trader for @4k that's been catching my eye. i would love to keep my valver, but i do feel the call and my savings are aching to be dipped into.... Quote Share this post Link to post Share on other sites
skinnyman9000 0 Posted May 29, 2007 Write it off then buy it back, i need a tornado red front panel and bonnet :lol: Quote Share this post Link to post Share on other sites
The_Dude 0 Posted May 29, 2007 Write it off then buy it back, i need a tornado red front panel and bonnet :lol: :D You wanna buy the whole thing off me? Had considered breaking it, but have nowhere to store it as I live in a first floor flat and have no drive. I can't even park outside, I have to go two streets away. Its actually in pretty good nick, everything works and the paint isn't too pink either. Bummer. Seems like such a waste considering how rare the Corrado is, especially as it seems like a lot have been broken up recently. Quote Share this post Link to post Share on other sites
bigpants baby 0 Posted June 2, 2007 Write it off then buy it back, i need a tornado red front panel and bonnet :lol: :D You wanna buy the whole thing off me? Had considered breaking it, but have nowhere to store it as I live in a first floor flat and have no drive. I can't even park outside, I have to go two streets away. Its actually in pretty good nick, everything works and the paint isn't too pink either. Bummer. Seems like such a waste considering how rare the Corrado is, especially as it seems like a lot have been broken up recently. I might be interested,any more details or pics pls? Quote Share this post Link to post Share on other sites