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mic_VR

Swapping No Claims

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Morning All!.... just....

 

Quick one. I currently have 2 car policies, the one on the Corrado and the one on the daily.

 

Currently the Corrado policy has 16 yrs NCB, and the daily policy now has 2 years NCB. Can anyone tell me if I can swap those NCB over? I appreciate there may be a change in premium but I wasn't sure if it's even possible?!

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Usually, the only way to transfer a NCB would be to cancel your existing policy and creating a new one. I'm not sure if they can be transferred or swapped mid policy. Your best phoning up your insurance company and finding out though.

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Yep, you are correct.

 

Insurer says can't change NCB midterm. Which effectively means that because my daily and rado insurance are not co-terminus I'm stuck unless I cancel one or let the insurance lapse on one.... Oh well....

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Ask your Corrado insurer if they will "mirror" your NCB to your intended daily, if its cheaper than your current set up you're a winner.

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