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bully

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Posts posted by bully

  4. Posted

    lol.. i think the moral is.. if you want peace of mind and a smile on your face when your stopped declare everything.. so if they do go deeper and ask your insurance you will feel safe.

     

    id say anything that has enhanced the performance or desireability of your car can affect your insurance.

     

    but on the other hand not all modification to your car will increase your premium,

     

    experience of this has proved that better handling will ultimately decrease your chances of crashing.. thus putting your premiums down.. worth bearing in mind... im glad we have had a good old chat about this.

     

    Anyone got any other thoughts on beoing stopped by the police?

     

    onemethod ive found that works a treat is just be nice ask them how busy they are and wouldnt they rather be back at the station... keep it pleasant and on topic... as long as u got all your mot tax and insurance in order it stops the other questions...

  5. Posted

    heres where i got it from...

     

    http://www.civiclife.net/board/topic/93068-insuring-mods-and-police-stops/

     

    View Posthaggis, on 23 January 2011 - 06:34 PM, said:

    someone on here ended up with a ban for not declaring mods...was it Smiley?

     

     

    yes it was, got stopped with a set of alloys, and a stainless exhasut undeclared, and my insurance company was contacted, as they didnt do mods for my age, they voided my policy, which then meant i wasnt insured for the random stop by the police.

     

    outcome was, 6points, and a 400quid fine, as i was in ym first 2 years of driving, my license was revoked, and i was banned from taking it again for 9months.

     

     

    i am now insured on all my mods everytime! i actually phone them the day i am planning to mod my car to ensure i am covered, not that i ahve actually been pulled in about 5years now, lol

  6. Posted

    why i put this up is because someone was given 6 points and banned as it was the first two years of driving... all he had was alloys and a exhaust.. the police took his details and passed it on to his insurance company, who cancelled his insurance on the spot making him a driver with no insurance... ths the 6 points the lad received... unfair in my eyes..

     

    shud be given a warning and a order to produce documents with the mods added and or removed and have car inspected this is more fare.. modifield car are not a crime.. its pathetic...

  7. Posted

    is this true? i read this on another forum for modified hondas.

     

     

    It's ILLEGAL for the police to look into your insurance details, they are fully confidential and it's YOUR information. Yes, they can check if you actually have insurance. But they are not SUPPOSED to look into it as far as declaring mods as your policy is YOUR policy. Of course if you crashed, it would be a different story and you would get in trouble obviously.

     

    Some of you might say what a load of tosh that is ^. But i **** you not, and i got that information of an insurance company themselves and also on motorway cops!

     

    Needless to say, some police man will obviously do what they can to **** you up and it might be the case that they actually DO look into your actual policy and what it states - they are also known as, a bad 4 letter owrd beginning with C and ending with TS.

     

    p.s this is what i was told.

  10. Posted

    test

     

    ---------- Post added at 11:06 AM ---------- Previous post was at 11:04 AM ----------

     

    ok test

     

    ---------- Post added at 11:08 AM ---------- Previous post was at 11:06 AM ----------

     

    sorry wanted to test my signature was working lol

  25. Posted

    Very cool :) Rather like the green 16v badge on the front too... brightens up the front end a bit even though it's quite small :)

     

     

    im gonna do a red and black theme.. some red graphics.. only small subtle ones.. and the corrado 16v and badges will be red as well as the side lines... :)

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