ChrisKnottIns

Hi, I thought you'd be interested in this even if your car insurance isn't due just yet but especially if it is! There's some bad news but there's also some relief at the end... The bad news According to an industry report last week, Comprehensive car insurance premiums are now at their highest levels since 2010. The report reveals that the average premium rose to £847 during Q2 of 2017. That's an increase of £66 or 8.4% across the last quarter and £132 or 18.5% across the last 12 months. The report cites 4 main reasons: 1) the increase in Insurance Premium Tax (IPT), which has been going up since July 2015 and now sits at 12%, 2) the marked reduction in the Ogden discount rate for personal injury awards, 3) good old Brexit - insurers are seeing increases in the cost of vehicle repairs, fuelled by Brexit’s impact on car part prices, and 4) greater repair complexity as the level of expensive technology in vehicles increases. The report claims there's no evidence to suggest the increases are going to abate. A £1,000 average premium is still on the horizon but is getting closer. There's some good news though... Chris Knott's average new policy premium is just £405 - less than half the national average according to the report. This is also a much shallower increase across the last year - only £14 (3.6%) and still bucking the trend. As a happy client recently said "This is my third year with @ChrisKnottIns and every year they beat all my other quotes for both cars that are modded. Many thanks again and keep up the good work and the prices down!" carcall, Audi-Sport forum Please give us a call for a quote to access these lower average rates for club members. You'll need to mention this forum to gain access to our 'Clubs & Enthusiasts scheme'. QUOTELINE: 0800 917 2274 ONLINE: Visit https://www.chrisknott.co.uk/CarQuote to request a call back. ***************** Feedback about our clubs and enthusiasts offering: "Well Chris Knott's has come good again - this is my 3rd year with them now this year. They beat all other quotes I was getting without even trying." Rusty2009, Astra J/GTC OC "Another customer today. Not entirely new as insured a few Alfas with you many years ago. Good price, friendly chat with Ian. Not convinced about the need to supply driving licence check code as never had to do that before, nothing to hide but guess it's to flush out some that have." gavp, BabyBMW forum "Hi Guys, just purchased my first policy from you - beat my renewal with AXA of £845, now I'm paying £760. Happy motoring. Easy, quick and competitive ." Vrs_Maj, VWAudi Forum

BREAKDOWN COVER DISCOUNT CODE: FORUM5 Hi, Chris Knotts are offering you another discount this summer - £5 OFF our comprehensive UK Breakdown Cover. The normal price is already low at just £63 for a single vehicle but you'll be able to pick it up for as little as £58 if you quote the promo code: FORUM5 online or on the phone when you arrange cover between now and the end of September. Chris Knott's UK Breakdown Cover offers as standard: - HomeStart - Roadside Assistance - Recovery - Onward Travel - Overnight Stay - 24hr Hire Car - Relief Driver - Message Relay PLUS cover for the following scenarios included FREE: running out of fuel, flat batteries, lost/broken keys and accidental tyre damage. Good news also is that there are NO age of vehicle limits. Multi-car discounts are available too - for example you can cover 3 cars in your household for just £135. As a member of the Z4 Forum said recently "The breakdown cover similarly has some pretty good terms for the price..." HOW TO GET A QUOTE AND ARRANGE COVER Online: https://www.chrisknott.co.uk/rescue/?ref=summer17 and use promo code FORUM5 (all in capitals) to claim your discount. Phone: 0800 917 2274 - follow the same options as for new car quotes and mention the promo code FORUM5. Hope this helps anyone considering arranging fresh cover and encourages you to try Chris Knott Breakdown Cover. best, Nick

Happy to offer a quote. Please give us a try.

2017 Virtual Show & Shine Competition :: Chris Knott Hi, Let's have a bit of fun - it's been a couple of years since we last ran a Virtual Show & Shine competition on social media so we'd love to offer one again this Summer with a fitting prize up for grabs. HOW TO ENTER Simply post pics of your car on either OUR Facebook or Twitter for the chance to WIN a great prize - worth £156. Facebook - https://www.facebook.com/ChrisKnottIns Post your pic, tag 'Chris Knott Insurance' in the comments (you might need to LIKE our page to do that), tag this club and use the hashtag #ShowShine2017. Twitter - https://www.twitter.com/ChrisKnottIns Post your pic, tag us in the comments using @ChrisKnottIns, tag this club and use the hashtag #ShowShine2017. The emphasis really is on the 'shine' this year. It may be your own interpretation of 'shine' such as 'sunshine' (maybe a pic of your car on holiday) or simply a highly polished vehicle. Be as creative as you can. We're really looking forward to seeing all your cars - whether they're standard or modified. And the pic doesn't have to show your whole car - it's up to you. THE PRIZE We're offering an Auto Finesse detailing kit as the prize for the winning photo - 14 items of high-quality car cleaning product worth £156: 1 x Gloss/Satin 500ml – Tyre Dressing 1 x Waffle cloth 1 x Lather 500ml – PH Neutral Car Shampoo 1 x Imperial 500ml – Wheel Cleaner 1 x Tripple 500ml – All-in-one Polish 1 x Crystal 250ml – Glass Cleaner 1 x Revive 250ml - Trim Dressing 1 x Finale 500ml – Quick detailer 1 x Duo Edgeless – Microfibre Cloth 1 x Aqua deluxe – Drying Towel 1 x Clay Bar 1 x Glide 500ml – Clay Bar Lube 1 x Wash Mitt 1 x Kit bag CLOSING DATE We'll be assessing all the entries when we get back from holidays and you've had plenty of time to submit your pics. Therefore, we're looking at mid-September - the 14th to be exact and then we'll announce the winner on Monday 18th September. Get posting your entries and all the best! Nick

AND THE WINNER IS... Hi, Thanks so much to every one of you who requested a car insurance quote to enter our Spring competition. Thanks also to our existing clients who qualified for entry when we invited your renewal. I'm now pleased to announce the winner, drawn at random, of Chris Knott's prize draw. The winner receives 2x F1 British Grand Prix Grandstand Tickets (with circuit parking). Congratulations to Robert Ward, a member of Volvo Owners Club, who requested a quote for his S80 back in March. We'll launch another competition shortly and run it on from this one so no-one misses out! So please keep calling - we'd love to quote you if your car insurance is due soon. Here's a reminder of our number: 0800 917 2274 but we're also happy to call you if you PM me your number. Please remember to mention this club/forum when you call to make sure you and the club receive the full benefit. best, Nick ************************** Testimonials Fresh feedback received from car club members recently: "Got a good quote from you guys this year on the M3 cheaper than anyone else (price matched) like others have said a fair amount of paperwork to send off but it's not too bad to be honest and I found the staff to be very helpful too. Thumbs up from me a happy customer for the year." hopz121, Z4 Forum "Superb service, more than fair prices after a haggle and its lovely to talk to a person in this country... Been with them about 10 years looking after most of our insurance!" Nick Walton, Multipla Owners Club "Well that's me signed up for another year. Nobody could get close this year, well done CK." riven1962, C4 Owners Club "I was involved in a no fault accident last year and expected my renewal to go up to stupid money, even though it wasn't my fault. Was really surprised with the quote and have now renewed for another year. Great service received, hope to be with you for many years to come. Cheers." ChrisG, Audi-Sport.net "Quick and easy Insurance. Just renewed my annual insurance and was fed up with premiums increasing each year so I rang Chris Knott. Service was easy and quick and they managed to reduce my premium compared to other companies. Docs arrived on e-mail very quickly and once I had paid and provided proof of current NCB I had a nice tag to attach to my car keys so if they are lost they can be returned swiftly." Parsnipthecat, Briskoda

Hi, I thought some of you might like to see this interesting vid featuring one of the insurers we use to underwrite the club's car insurance scheme - ERS. Gumball 3000 organisers were looking for a specialist insurer to underwrite this year's event - a motor risk that includes Saudi princes, oligarchs and celebrities, driving prestige cars and imported vehicles worth over £30 million on a 3,000 mile journey through 10 countries. Most insurers ran a mile. ERS got under the skin of one of the world's most unique motor risks to underwrite the Gumball 3000 rally. You'll see Chris Knott has*partnered with insurers who, like us, know what they're doing when it comes to assessing motor risks, are proper car enthusiasts and take great effort to understand the needs of those they're covering. ERS has long respected the work we're doing with car club members and will help us to win your business when you ask us to quote for your car at the next renewal. Please give us a call in the mix when searching for quotes and we'll help you find the best insurance deal this year. QUOTELINE: 0800 917 2274 - remember to mention this club/forum to access all the benefits. ONLINE: complete brief contact details for a callback - https://www.chrisknott.co.uk/CarQuote best, Nick *************************** Recent testimonials... "I just wanted to send you a message to say many thanks to CK Insurance and Tabitha especially who dealt with my initial query and quotation. Today I have taken out my car insurance with yourselves and it was a nice experience all-round. Tabitha was professional and easy to speak to and answered all the questions I had relating to the cover. I'll definitely recommend others to try you for a quote. You saved me over £375 compared to my renewal quote with *******, and now a chance of F1 tickets! Superb." ZakR, BabyBMW forum "Just saved £210 on my 9-5 and £167 on my 9-3 :D Many thanks Chris Knott." zagato, UKSaabs forum "My last insurance wouldn't cover brake or suspension mods even though they would make the car handle better, but would insure exhaust and air intakes, which sort of add more performance. Anyway, I found Chris Knott were best for me. Club Sponsor." Dan France-Athayde, Hyundai Coupe Owners Club UK "Just called up for a quote. Doing it all by phone is beautifully antiquated. However, there was a refreshing degree of honesty with the process. In my case they COULD match any sensible quote and were honest that if I wanted the bare minimum I might be able to get it marginally cheaper but highlighted the coverage differences. The breakdown cover similarly has some pretty good terms for the price. Waiting on my old insurer (£650 more expensive) to post out the paperwork." Cyber_hawk, Z4 Forum "I have my 480 on classic car insurance through Chris Knott this year; a better package than the previous one I had through ****** **** (in particular the insurance company in question is UK based and well known, as against Gibraltar based and completely unknown to me) and significantly cheaper. And I was very impressed with the service!" dcw, Volvo Owners Club

A quick reminder that this is the final month of Chris Knott's Formula One competition - your chance to WIN 2x Grandstand Tickets for the British Grand Prix at Silverstone on Race Day (Sunday 16th July 2017). HOW TO ENTER Make sure you ask us for a car insurance quote before 5pm on 31st May and we'll instantly enter you for the draw. We'll be including everyone who requested a genuine quote between 13th Feb (when we launched it on here) and 31st May. QUOTELINE: 0800 917 2274 - please mention this club/forum to receive the full benefit ONLINE: https://www.chrisknott.co.uk/CarQuote It's our aim to help you get a better car insurance deal so you'll be saying what these 3 happy customers have said in recent days: "Just went back to buying car insurance the traditional way - over the phone speaking to a person - and I'm glad I did! Great service and the best price too." Neil J Sealy, Facebook "Chris Knott with a club discount and all my mods declared. Even cheaper than any of the online big companies even before I asked them about mods. My last pre-mod insurer wanted £585pa with no mods, CK with Trajet brakes and SRI etc. declared - £400." Sherri Joyce, Hyundai Coupe Owners Club UK "Chris Knott are absolutely fantastic - I can’t fault you in any way. When renewal comes you’ll be the first I’m coming to. You guys are great. You get 10/10 and you’re brilliant for my house insurance too." Barry Wilson, Civic Type-R Forum Give us a call for a competitive quote and for great service and good luck in the draw! best, Nick PS. If you're an existing CK client, you'll also gain automatic entry if your renewal is due within the qualification period (13 February 2017 - 31 May 2017).

Chris Knott - great prices AND service... Thank you to everyone who took up new policies with Chris Knott in April - our best month so far this year - you helped us reach 114% of our target! We're genuinely grateful for your custom. Our retention of existing clients at renewal was also much higher than expected in April. Evidence that we do have the great rates available for car club/forum members and enthusiasts that we claim. Here's what a couple of club members said: "It just gets better. My documents arrived today and my premium is only £300.50 which is £10 cheaper than I was quoted." CiderFex, New Mini Scotland forum "Hello, I've just just got my Civic insured with Chris Knott. They

Shameless bump - just over two months to go until the Chris Knott Spring Draw closes :) If your car insurance expires soon please do give us a call for a comparative quote and gain free entry to the draw. Call Chris Knott FREE on 0800 917 2274 or complete contact details at https://www.chrisknott.co.uk/CarQuote best, Nick

UK's car insurance premiums on the rise again. For those interested, here's a copy of an article we wrote for the Saab Owners Club GB magazine in early February about the potential for insurance premium increases across the whole market. "As we move into the year we know that Article 50 will be invoked by the PM and negotiations for our exit from the EU will begin. The EU has been blamed for much of the heavy regulation we see in UK industry. However, without influence from Europe, changes to personal injury claims are likely following a recent review by our own Ministry of Justice (MoJ) that will impact the current easy target – the motorist. The government has already increased Insurance Premium Tax to 12% (effective from 1st June this year) and the proposed amendments to injury pay-outs are tipped to increase insurance costs further, particularly for those of us driving on the UK’s roads. Currently, when a personal injury award is made the total is discounted by a factor (known as the Ogden Rate) to account for the expected additional return when the lump sum is invested by the recipient. We’re considering sums here that are awarded to cover loss of earnings, increased life-long care costs for someone majorly affected by an accident or even death. The Ogden Rate is designed to ensure that someone is not under- or over-compensated. At the moment this discount rate is set at 2.5% and it has been at this level since 2001. The MoJ wants to reduce the discount rate to reflect the current interest rates, meaning that an insurer’s share of any pay-out would increase. The industry body, the Association of British Insurers (ABI), launched a legal challenge to the MoJ’s review in December on the basis that there has not been proper consultation but the High Court rejected the ABI’s concerns. ABI representatives say the reduction comes “at a time of significant global financial uncertainty” and one insurer’s analysis suggests that a 1% decrease in the Ogden Rate would wipe £190 million off its profits. Does this mean that insurers will want to pass on the costs to the policyholder? Most probably. A decision is imminent, though the 30th January deadline has already been missed and an announcement has been promised, by the Lord Chancellor, for February. One thing’s for sure, this is a hot topic in the industry at the moment and the ramifications for insurers and, potentially, car insurance purchasers are greater than even the tax rise and the MoJ’s whiplash reforms." On February 27th the Ogden Rate was indeed reduced, from 2.5% to -0.75%. The drop was much bigger than the industry expected and shares in motor insurance firms plummeted on announcement. It now looks like our prediction was correct and rates are beginning to rise across the board. Rest assured, at Chris Knott Insurance we'll still be doing all we can to find you the best car insurance deals out there. As your existing provider increases their rates please call us to see if we can offer you something better under our privileged club/forum scheme for enthusiasts. QUOTELINE: 0800 917 2274 Please mention this club/forum or its unique code when you call to ensure you receive the full benefits of the club scheme. best, Nick PS. As an aside, there is equal implication for the NHS as medical malpractice claims also use the Ogden Rate to calculate compensation.

MORE GOOD NEWS: Extra prize opportunities added OK, so this prize just got even more exciting thanks to Silverstone... On top of the GP tickets you could win in the Chris Knott Prize Draw, Silverstone is adding the daily chance for ticketholders to win some 'money can't buy' prizes between 10th March and 23rd March. As we've already purchased the Chris Knott prize tickets those tickets are eligible for each day's entry in Silverstone's draw. Prizes you could win in addition to our 2x British Grand Prix Grandstand Tickets include: # Lunch in a Team Motorhome during the British Grand Prix weekend. # Paddock Passes # Garage Tours at the British Grand Prix # Main Stage Backstage Passes for The Grand Prix After Party Just ask us for an insurance quote under our special car club scheme before 31st May for automatic entry in the Chris Knott Spring Prize Draw. Existing CK clients with renewals invited during the qualification period are also automatically entered for the draw. QUOTELINE: 0800 917 2274 ONLINE: Callback Request Form Of course, if we are notified of an extra win in the Silverstone draw we'll let you know ASAP or you can check for yourself at http://www.silverstone.co.uk/formula1-countdown However, even if it's just the Grandstand tickets that you win that's still a great prize and it's worth 500 of your british pounds. We look forward to offering you a car quote when your car insurance renewal falls due - please include us in the mix and for your chance to win. best, Nick

Reduce your own insurance costs by helping friends to reduce theirs. Hi, If you're an existing Chris Knott client and you'd like to pay less for your insurance this year, I've got some great news for you... You can benefit from UNLIMITED SAVINGS by using our 'Recommend a Friend' scheme. Simply tell your friends and family about Chris Knott Insurance and you'll receive £20 OFF your renewal for each one who goes on cover with their car or home. That's £20 OFF on top of any other savings we can negotiate for you WITHOUT ANY LIMIT on the amount of discount you can earn. And it hardly takes any effort. On the basis that we sign up around 40% of car insurance quotes offered, you and your friends have a good chance of saving. Them with a great insurance quote and you with your £20 discount. We think we offer a high level of personal customer service so why not share us with those you know? Simply ask your friends and family to call us FREE on 0800 917 2274 quoting ref 480 PLUS your CK Client Reference to ensure you get the credit. You could also post on Facebook or Twitter encouraging your buddies to give us a try - we're @ChrisKnottIns for both if you'd like to tag us. Best, Nick ***************************** Feedback Others agree that we offer great service: "I've just taken out insurance for the first time today with your company. Must say, very professional service from the lady on the phone." HotBlackCoupe, Hyundai Coupe Owners Club "It's coming up to renewal time for me so decided to give CK a go, so gave them a call and was put through to Ian in their sales team. He was a really helpful chap that made the usual questions seem quick & easy. He also explained a couple of queries I had and after a very short wait the quote came through which was cheaper than the comparison sites. I have to hold my hands up here and say I did tell Ian that esure quoted me cheaper but after looking through the quote I realised I hadn't declared SWMBO non-fault claim that occurred in Dec, so after amending that and checking again CK were cheaper by about £20. Overall the quote is over £100 cheaper than what I paid last year so happy with the price and the ease of quotation and customer service have been good so far. Just my 2 cents and I hope others find it useful." PearceHD, BabyBMW.net "I've just swapped to yourselves from my insurer of the last 4.5 years after you beat their lowest quote by £35 and upped my mileage from 5K to 10K per year. Excellent work and I'd just like to add that Rebecca was a pleasure to deal with." CiderFex, New Mini Scotland "I am pleased to say I have had and accepted a quote from Chris Knott Insurance. While not quite the cheapest, I am very satisfied with the quality of the policy and service so far. In terms of value I am satisfied this is a very good offer. Additionally, no silly electronic phone systems and no long delays on the phone, but polite and quick service from a very competent lady and extraordinarily speedy provision of ultra clear documentation. It is a very nice surprise to see that some people can still communicate in straightforward and clear terms. Very refreshing - after spending a lot of time on the phone to other outfits that were a total waste of time my stress and blood pressure have returned to normal. Thank you. I will be very happy to recommend you." petercresswell, Fiat Forum

NEW CHRIS KNOTT PRIZE DRAW: Silverstone F1 Grandstand Tickets x2 Hi, I'm excited to reveal another prize competition from Chris Knott... one that's for new AND existing customers :) We consulted the members of all the car clubs and forums we work with when selecting the prize for Chris Knott's 2017 Spring Prize Draw. So, the members have spoken - request a Chris Knott Car Insurance quote before close of play on Wednesday 31st May for your chance to WIN 2x grandstand tickets at the 2017 Silverstone F1 Grand Prix. All you have to do is ask us for a quote and you'll automatically be entered for our draw to win this fantastic prize (worth over £500). Of course, we're hoping to win something too - you as a new customer! You don't have to purchase cover in order to qualify for the draw, just receive a quote. If our cover, service and price stack up it makes sense for you to switch to the car enthusiasts' specialist. We can quote about 30 days in advance of your renewal so even if your car insurance isn't due until late June you can still obtain a quote before the deadline. The GP tickets naturally cover all the events of Race Day - Sunday 16th July 2017 - and we've thrown-in circuit parking for one vehicle too. HOW TO ENTER... Either call us (always our preferred method) on 0800 917 2274 and mention this forum's unique quote code, or complete contact details at https://www.chrisknott.co.uk/CarQuote and we'll call you for the quote details (though we risk missing you and therefore you might not gain entry). If your car insurance is due soon, pick up the phone for your Chris Knott quote. Oh, and existing CK clients, you'll automatically gain entry too, if your renewal is due in the timeframe, when we invite your renewal. best, Nick ************************** Testimonials Yet more positive feedback received from car club members in the last few days: "Just thought I'd say a big thank you to Chris Knott, especially Kathy, for their competitive quote for this year, but more for the speed that everything was done and dusted in. I used to work in the Insurance industry, but they never achieved service levels like this." kentphil1, Briskoda "Saved about £180 on mine and £35 for my wife, both with superior cover to Admiral and lower excess!" Robbijay, GT86/BRZ Owners Club "I work in retail and so realise people are quick to criticise and lack in praise when a job is done well. I'd like to say how helpful Daryl White was in renewing my car insurance policy. Within 25 minutes he'd reviewed a quote, called me back, adjusted it and sent new documents! Thoroughly happy with the service I've received, both on this occasion, a previous call on Monday (don't recall the gent's name, sorry) and with yourselves in general, this is exactly how you retain customers!" Rob Harper, Micra Sports Club

Hi guys, you remember how we often run competitions and prize draws? Well, we wanted to check with you what you find the most attractive before we select this year's prizes. In the past we've offered £100 Amazon vouchers, Virgin supercar driving experiences, tickets to events such as the MotoGP or the Performance Car Show, Euro Car Parts vouchers and even professional Car Photoshoots. These and many of the ideas that you may like to suggest are all possible. Please just let us know what you'd like (within the realms of decency and reason). Just to give you some context if you're not aware of our prize incentives - usually we offer a prize in a draw where you just have to ask us for a quote on a car we don't already cover for you in order to enter. Or we may run a virtual Show & Shine competition on social media with a prize for the best photo or car. I look forward to hearing your ideas or opinions on the prizes we've offered in the past - your chance to shape Chris Knott's car club/forum member offers this year. best, Nick Car Insurance QUOTELINE: 0800 917 2274 - please mention this forum when you call. PS. For existing clients we've now also started making exclusive client-only offers in addition to the other client offers that are always available. ********************* RECENT FEEDBACK "Gave you guys a call last week, got a competitive quote to renew, which I will take up I suspect as nobody has come close to matching it yet." Alex, Vauxhall Owners Network "I got a great quote from them, and found them a pleasure to deal with..." bmwaddict, Z4 Forum "Wow, just spoke to Milton about changing over my car and again another great service as always. I have had all my cars with Chris Knott Insurance and every time I have called, Milton has answered my call - even understands my scottish accent. Milton you are awesome, thanks for sorting out all my car insurance problems and shall speak to you next time I swap over. Number one for insurance Chris Knott. If they can't help I am afraid you might have a problem." George Stewart, Facebook "Was a long-time member with Aviva, back when it was Norwich Union. So much for loyalty. Been behind the wheel for over thirty years & never made a claim (which is quite something the way I drive!). Chris Knott saved me over £500 with exactly the same cover!" Ghost, C-Max Owners Club "Just wanted to thank you for your help. We managed to get everything sorted in the end. Price comparison site price beaten - so glad to remain a customer. Great service from Rebecca and Dawn, both were really helpful." Lowe, GT86/BRZ Owners Club

Be interesting to see if they'll share a copy of the 'procedures' - wonder if it mentions things to watch out for, such as damage to the motor.

There have been a couple of items in the news in recent days about the cost of car insurance... One claiming that comprehensive car insurance premiums rose on average by 14% (£95) during 2016 and the other that men still pay more than women even though gender equality rules state insurers can't specifically use gender as a rating factor. Of course, on the question of gender there are other risk factors that produce the result - men tend to cover more miles and are more likely to drive for work, have sportier cars and more motoring convictions. Those are each rated on for all drivers, so gender doesn't specifically feature. Nevertheless, these headlines highlight the need to get a competitive quote at renewal. At Chris Knott Insurance we're always happy to quote you, even if it's just so you can benchmark your existing cover and price. It worked really well for this member of the Yeti Owners Club: "I received a great quote from Chris Knott when my Yeti came up for renewal this November. Shamefully I'd been with D*****L*** for several years without shopping around so my premium was very uncompetitive. Chris Knott halved it! So I got a quote for the other half's new car too and they were still the cheapest around for combined insurance." discosteve To find out how much you could save with Chris Knott's special club member scheme please give us a call or PM me your number at renewal so we can call you. QUOTELINE: 0800 917 2274 - please mention this forum/club when you call. ONLINE: Callback Request Form We like to think we're bringing something extra to the table too by way of personal service, expert advice, accessibility, accountability to the club/forum and by providing all the ongoing support you need throughout your time as our client. Please include us in the mix when searching for your next year's cover. best, Nick *********************** RECENT FEEDBACK As a member of the car enthusiast community you really can save money when switching to Chris Knott and NOT just in year one: "I got a good deal this year with Chris Knott, both mine and Nicci's daily insurances." Ettienne, Volvo Performance Club UK "EP3 Insured with Chris Knott - matched best price and better policy. Just taken out a policy through Ian at Chris Knott Insurance and am really pleased. I used the usual websites to try to get a decent quote for my EP3, most of the premiums look ok but once into the details each online policy seemed to have a hole in; no legal cover, no replacement car, month's salary for an excess etc, etc. Called up Chris Knott and not only could they match the online price, the policy had a lower excess, added legal cover and an extra 2000 miles on the policy. Give 'em a try." JTM12, Typre-R-Owners.co.uk "I've been getting my Volvo insurance through Chris Knott for many years, hard to find good insurance for modified cars." t5_andy, Volvo Owners Club "Sensible car insurance renewal arrived this morning from ChrisKnottIns - easily undercut my other like-for-like quotes by £200+ nice one!" Chris Green, Twitter

Hi and Happy New Year from all at Chris Knott Insurance one of this forum's preferred insurance partners for standard or modified cars. We're here to help you with all your car insurance needs - from answering questions to offering competitive quotes on car insurance, GAP Insurance and Breakdown Cover. As well as contacting us on here, you can call us on 0800 917 2274 or get in touch via social media - whether you're already a Chris Knott client or not. On that note I wonder if you'd just pop over to Facebook (give us a 'like' and a 'follow') and Twitter (give us a 'follow'). Then you'll be all-set to get the answers you need via there too. You can be sure that we monitor our social media at the weekends and in the evenings - in fact any time out of hours. We just can't do that out of hours with all the forums we're on. We'd love you to post pics of your cars on our pages too, so you can show us what you've got and how well it's looked after. We'll also run exclusive competitions and promotions that you won't hear about anywhere else. Here are the links to Chris Knott's social media pages... FACEBOOK: ChrisKnottIns - when we hit 2000 page followers we'll offer a prize of a year's FREE UK Breakdown Cover to one lucky follower. TWITTER: ChrisKnottIns - when we achieve 1000 followers we'll offer a prize of a year's FREE UK Breakdown Cover to one lucky follower. We look forward to helping you save money on your motoring costs during 2017 so please do get in touch when your car insurance falls due. QUOTELINE: 0800 917 2274 ONLINE: CAR Insurance - Quote Request Form GAP Insurance - Full Quote & Buy facility UK BREAKDOWN Cover - Full Quote & Buy facility best, Nick ************************* TESTIMONIALS A mixture of positive feedback received recently via the forums and through social media... "Chris Knott have looked after us for a long time now. Wouldn't think of going anywhere else and the team are always great on the phone. Just re-insured our new Mazda6. Thanks again." Stuart Stringer, Facebook "Very pleased with my quote, thank you. I was happy to take out a policy with you. I am however, disappointed with the government decision to increase insurance tax again, doubling the duty to 12% come June 2017." Ian Nesbitt, Facebook "Chris Knott are the boys like! On top of the great premium I've had, I called them up to declare the suspension change and the total charge, including admin fee was £0.00. Can't say fairer than that!" planehazza, Briskoda "Cannot recommend @ChrisKnottIns enough. They have insured 3 cars for me over the years, service & price always exceed my expectation." Amie Stringer, Twitter "Just renewed my insurance and CK saved me £130 as against the renewal premium quoted by Skoda Insurance, which suits me fine..." Bantam57, Yeti Owners Club

Hi, We're so grateful if you asked Chris Knott to quote for your car insurance this year. You should know that we don't take anything for granted. If you need us over Christmas please just check our opening hours below. We'll be operating on reduced staffing levels so please bear with us. In addition to the customary holidays, we'll be giving staff a couple of extra days off to rest and enjoy time with their families and friends - we wish the same for you as you celebrate (or don't). CHRISTMAS OPENING HOURS: Friday 23rd December - Open 9am to 12.30pm Saturday 24th December - CLOSED Christmas Day - CLOSED Boxing Day - CLOSED Tuesday 27th December - Bank Holiday CLOSED Wednesday 28th December - CLOSED Thursday 29th December - Open 9am to 5pm Friday 30th December - Open 9am to 12.30pm Saturday 31st December - CLOSED New Year's Day - CLOSED Monday 2nd January - Bank Holiday CLOSED Tuesday 3rd January - Back to normal SOME PRACTICAL STUFF... RENEWALS OVER CHRISTMAS You can renew your cover online at any time even if we're not open - just remember to include your unique CK Broker Ref. CLAIMS If you need to make a Motor Claim (excluding windscreen claims) please call our Claims Team on 0345 618 8316. For all other claims please refer to your insurer's documentation for the correct number to call. QUOTELINE: 0800 917 2274 (please mention this club/forum when you call). We hope you have a peaceful Christmas and a blessed New Year. Kind regards, Nick & the rest of the Chris Knott Team PS. I'm now on annual leave until 3rd January so won't be available on forum until then I'm afraid. If you have any questions about your cover or any concerns please email [email protected] - thanks. ***************************** MORE RECENT TESTIMONIALS from happy clients "A friend's got himself a shiny new passat 61 plate estate, anyway, recommended Chris Knott, he spoke to an Ian Willis and lo and behold Chris Knott were the cheapest by £70, so he's well chuffed, not only that because I recommended Chris Knott I get a £20 discount when my renewal comes up in December. If I renew with Chris Knott (here's hoping I do) it will be the fourth year with same insurer, talk about looking after existing customers :) You rock!" Imran, VWAudi Forum "Well I will be insuring with you for another year as your quote is cheaper than any other I have found. Have also recommended you to my dad, so am waiting to see if he goes with you so I can get my £20 discount to make it an even better deal. The guys at CKI are really friendly and helpful, but I can't comment on the claims process as I have not had to make a claim." Steviec100, 208 Owners Club "Just had the renewal price for mine and is gone up just a shade over the 16.3[% national] average so it's looking like I'll renew [with CK] for the third time running. I've done all the comparison sites, Aviva, Direct Line, Allianz and nobody can touch them again. Makes a change from the p#ss take I got from several others after a low first year." gerrywac, UK-MkIVs.net "Renewed my insurance with you guys earlier today, didn't see much of an increase at all." mark-in-stoke, GT86/BRZ Owners Club "I was expecting an increase with my insurance which is due soon, but when the renewal came through it had dropped by £21.00 and is now only £176.00 (last year £197.00). Not bad for fully comp' insurance, 2yrs NCD." Xanadu, Celica Club UK

UPDATE: AND THE WINNER IS... Put up the bunting, light the firework fuses and start the fanfare - we're announcing the winner of our latest prize draw. Our winner plus a friend will receive VIP tickets to the Performance Car Show (featuring Autosport International) at the NEC in January and all they had to do was ask Chris Knott Insurance to quote for their car insurance. They didn't even have to take up the policy to qualify. And that's certainly the case with this winner drawn at random from all the entries. Very many congratulations to Gordon Macmillan of Dunbartonshire, Scotland - a member of the Saab Owners Club GB. We'll make contact with Gordon first thing on Monday to give him the good news. Well, that's almost it for this year. Aside from answering any questions or contributing to discussions there's just one more post to make next week. We'll be letting you know our opening hours over Christmas so you can contact us if your car insurance renewal is due in the coming weeks. best, Nick QUOTELINE: 0800 917 2274 ONLINE: Callback Request ******************** FEEDBACK RECEIVED "I'm with @ChrisKnottIns with HondaKarma's referral and the premiums I'm paying [are] much less than what comparison websites quoted me and that's with 1 year NCD and I live in London." legend-ary, HondaKarma "I've been with them the last 3 years now. Never had the need to file a claim, so can't comment on that aspect, but overall it's been a painless experience, (or at least as painless as compulsory insurance can be) and they have matched any of the competitors' prices, where they were higher than the competition." turbopete, Mercedes-Benz Owner Forum "Got my mk2 VR6 with you and my winter runaround and just sorted my house buildings and contents through yourself - saved me a fortune. The more pennies to spend on the mk2 now." boab3, VR6 Owners Club "CK had never come remotely close to any of my previous quotes on my cars, nor my father's (range of fast Audis, Porkas, Astons), regardless of spotless licences and claims history. This year, however, they beat both my quotes on the Zed by a decent amount and the "new starter" Golf I've bought for my fiancee. The quote was still high, but no NCB to use as it's on the Zed and a driver who hasn't held a policy for 9 years due to driving other cars meant it was always going to be. So in summary, thanks to the guys for giving me at least another 6 months on the Zed before the wedding forces sale!" JAD, Z4 Forum "I bought my insurance through Chris Knott today, having not owned my GT86 for long enough to be eligible last year, and wanted to provide yet more positive feedback. I can honestly say I've never had such a fast, straightforward, experience taking out insurance. I phoned twice, both times in the middle of the day during my lunch break, and both times my call was answered immediately... I'd like to thank Kim and [ian] who I spoke to today...for their excellent service too; it's nice to talk to someone who sounds genuine and friendly rather than the usual call centre robot reading through a script. There was no high-pressure sales pitch for all sorts of unnecessary extras either. CK were also able to beat my cheapest quote (which happened to be my renewal quote) by 10%, so it was a real no-brainer to take out the policy through them. Unlike many insurers, there was no fee for using a credit card. Great service, great price, and I'd happily recommend Chris Knott to others." spikyone, GT86/BRZ Owners Club

So, the AA released a report last month showing how much car insurance premiums have risen over the last 12 months. Apparently, premiums have gone up by 16.3% - an average of £82 per policy (£18 of which is due to the 2 IPT (tax) increases). The current average car insurance premium is now just pence below £586. Well, maybe they don't know about this special car club/forum scheme. Bucking the trend, I see that our quotes have only risen 3% (£13) on average over the year and our average premium now sits at just £391. I know members sometimes comment about having to get proof of their alternative quotes but if our scheme is quoting £195 less than the rest of the market (again on average) this minor inconvenience is surely worth it? We'd be really grateful for the opportunity to quote for your car insurance when it falls due. If you'd like to make a saving perhaps you'll give us a call or provide your contact details at the link below. Of course, it's not all about price - you'll also receive solid service and help whenever you need it both before and after you've become a client. Quoteline: 0800 917 2274 - please mention this forum to receive the full car enthusiasts scheme benefit. Online: Callback Request Form best, Nick ************ TESTIMONIALS You knew we couldn't resist the urge to post a few recent client testimonials. Hopefully you'll find these 4 an encouragement to pick up the phone: "I've used this company for approximately 10 years. I have two vehicles currently with them. I love the fact you can ring and speak to a familiar voice who is always willing to help. I get rewarded for staying with them, having more than one vehicle etc, etc. A type of insurance broker company that's rare. I left this broker one year then I returned, I think that speaks for itself! Thanks for your continued service :)" Georgie, Google Review "Just had a quote from Ian, was more than happy with the quote! will more than likely be renewing with you, don't think the quote will be beat!" Jamesyy21x, CivicType-R.co.uk "Just insured my car with Chris Knott. This proved to be a painless experience and the cost was less than 40% of the renewal quote I got from my existing insurer." Naraic, Mercedes-Benz Owner Forum "Same here, can't match that kind of difference but very worthwhile. Good built-in benefits, etc. as well. I dealt with a charming lady called Kathy West who provided excellent, efficient service. Quotation done and dusted with copy sent by email in a matter of minutes." davemercedes, Mercedes-Benz Owner Forum

Thought I'd just remind members that this is the last month of our awesome Autumn Prize Draw where you can WIN a PAIR of VIP Tickets to the Performance Car Show booked for Saturday 14th January 2017 (worth £250). All you have to do is get a Chris Knott Car Insurance quote before 01 December. We can quote 30 days ahead so if your insurance is due up to 30 December we can still quote you before the deadline. You'll have seen from our other posts that Chris Knott is currently saving car club members an average of just over £230 against their existing renewal and over £54 against the best alternative quote they can find out there. So, call us for a quote - see how much we can save YOU and gain automatic entry in our Autumn Prize Draw. QUOTELINE: 0800 917 2274 - please mention this club/forum to ensure you receive the full insurance benefit of club membership. best, Nick PS. Here's a link to the Performance Car Show so you can check it out and see what's included in your VIP tickets. ******************** Recent testimonials from fellow car enthusiasts... "Good work guys. Great experience with your renewals team just now. Firstly very open and honest and secondly, matching last year's quote, which will do me for another year at least. Fills me with the confidence that should a need to claim ever arise, you'll look after me in the same manner. Thanks, Waz" wazza, THE Corrado Forum "My quote from Chris Knott was only £13 cheaper than another quote I had got, but hey, cheaper is cheaper and I was happy to take out a policy with you after hearing all the positive comments on here! I spoke to Rebecca a couple of times when sorting my policy out and she was really friendly and helpful :)" Kat, DS3 Owners Club "I was hit a few months ago causing minor damage to the passenger door. A non-fault accident. I'm insured through Chris Knott. I called later that day. Had a courtesy car the beginning of the next week. Car taken away for repair and had it back about ten days later. Courtesy car was a skoda superb and was really nice to drive. Repair was to a high standard. A good experience overall." cheekee, Civinfo "I think the true test of an insurance broker/company is when you do have to go through the claims process. I moved to Chris Knott a week or so ago and although I hope never to have to claim on the policy, it's reassuring that the service recieved lived up to expectations." Strax, Fiesta ST Owners Club "I've recently been through the claims process with Chris Knott & Highway for a non-fault claim. Called on the day of the accident. Car was collected the next day, courtesy car (16 plate A5) arrived the same day a little later (provided by my insurer at no cost to me). After a few weeks, the car was dropped back off at my work and I was given an opportunity to review the work. The courtesy car was collected from work the next day. As it's a non-fault claim on my part I imagine it may have worked slightly differently from what JamesBaby experienced but still an otherwise pleasant dealing with solicitors/insurers (which I'm sure you'll all agree can be a rare occurrence). Dangerousfish, DS3 Club "So in the post today came my renewal quote from Tesco ....Nearly double lasts years quote lol what planet they on, off to the go fatblokes site and better coming up with Churchy as the main player and wayhey tesco bank ... ohh yes on there they are cheaper than a renewal lol. Next step Chris Knott, and even better than Churchy great deal with Recovery and Key Cover, overseas, the works and a further £20 cheaper, uk call centre to [uk staff] and a Personal Account Manager if you want, so at the end of the month my PAM will be calling me to confirm all the details, only one downside £150 deposit which is quite hefty compared to churchy £70. Good Service. Polite and very helpful." thepaws4, Mazda6 Owners Club

Just a reminder that if your car insurance is due before January you could WIN 2x VIP tickets to the Performance Car Show at Birmingham's NEC (plus entry to Autosport International) for Saturday 14th January 2017 courtesy of Chris Knott Insurance. This is a great prize for all you petrol-heads (worth £250) - just check out our previous post - you'll be impressed by how much the VIP tickets include and what a great day out you and a mate could enjoy. To enter, all you have to do is get a Chris Knott car insurance quote, for a vehicle we don't yet insure, between now and 30/11/2016. The competition started on 01/09/2016 so we're already a month in. And, as we can quote 30 days ahead, even if you're not due until December you can still qualify by getting a quote during the competition period. For your car insurance quote and to see how much you could save, simply call 0800 917 2274 mentioning this forum's unique code. You'll automatically be entered for the draw when we give you our quote. Oh, and we're enthusiast and mod-friendly too so you can be sure we understand your needs as a better than average owner/driver. Pick up the phone! What are you waiting for? Get a great quote and the chance to win this fantastic prize for you and a friend. Why not get your friend to request a quote too (if their renewal is due) and you'll double your chances. All the best. Did we say, pick up the phone? best, Nick ************************** TESTIMONIALS We love car enthusiasts like you. Here's some of the evidence: "After spending what feels like a large chunk of my last week trying to find an insurance company that will cover me with my current modifications and potential future plans it was proving difficult. One phone call later; competitive price and friendly staff." Cal, GT86/BRZ Drivers Club "Just insured again for the year. Best quote I got. Thank you Chris Knott." Jim_Bling, BimmerForums "Had a quote today from CKI and was absolutely shocked! The best I had until CKI was £391 TPFT but for FC protected and a host of extras £325. Thanks. As soon as I am ready, I shall be switching to CKI ..... Awesome." ACC21260, Focus CC Owners Club "Can I say, a very reasonable premium from CK for my Giulietta (and, whisper it, MX5). Giulietta retained by CK and MX5 moved from those people that like(d) to quote you happy." Harbey26815, Alfa Romeo Owners Club "It was a no-brainer for me Nick, you were WAYYYYYY cheaper than where I was, cheaper than comparison sites and the lassie that called me back was extremely professional and engaging. Communication has been excellent, much better than the company I was with." Nyx1962, Hyundai Coupe Owners Club

Hi, you'll be aware we regularly post examples of the feedback we receive and these are geared more around members' experience of our prices. But here's an unsolicited tale of the experience of one car club member who needed our help when his car was stolen... "Well as promised here is my review of the sad experience of having my pride and joy stolen. The MK4 VW R32 was stolen after what looks like a targeted burglary at my home. It was last seen with a group in the Bradford area. The car was apparently HPI checked in the weeks prior to the theft, and also the week after the theft. Perhaps this implies it was targeted and was then attempted to be sold on. Anyone who knows me and the car knows for the last 5-6 years of ownership how much that car was cherished. I'd spent thousands on it even in the last few months and weeks before it was stolen and it was planned to be kept forever. It was soul-destroying to see it stolen and in the hands of scum, but we were not harmed so I am grateful for that. All else is insured which helps one move on with their life. To that end, I was expecting a nightmare from the insurers. You hear horror stories of low-ball offers of perceived market value and long protracted arguments of what your payout should be. You wonder when you will get paid, you wonder what car you will be able to get from the payout, you mentally prepare for bad news and insult to injury with the impending offer from the insurance company. Thankfully with Chris Knott, and Highway Insurance, my experience of my first ever such claim on insurance was reassuringly good, and better than what I expected. Claims for damage are relatively easy going, you get a quote and take the car for repair, drive a courtesy car, pay your excess, and then collect your car. Job done. Not so with a theft and Total Loss claim. Something to be aware of which I wasn't:- in a total loss claim, where your car is deemed unrecoverable/unrepairable, you do not have access to a courtesy car. You have to get your own car or hire one at your own expense for the duration of the claims process upto the point you buy a replacement vehicle. £120 per week for a tiny supermini, not including insurance waivers and other extras. If you need something larger you pay more. If it takes 4 weeks to get a payout, and a new car thereafter, you are easily £500 out of pocket already. I needed a car to get to work etc. so the pressure was on to get the matter resolved. In my heart I wanted the car back, but after hearing of the lowlife ragging it around their dumps in Mannigham and Firzinghall I decided I no longer wanted it back, and wanted to move on. A sad end to lovely years with the best car I'd ever had. I made the claim to Chris Knott, and was put in touch with several departments and then finally the claims handlers. They collected information and investigated the claim. I was under a lot of financial pressure, as well as being quite emotionally charged just from the whole incident. I was concerned for my wife and was in the midst of making the house like Fort Knox. So I kept in regular contact with the claims handlers. There was a lady called Amy as well as others who showed great patience with me, and remembered me when I called. The handlers investigated the claim and until that was complete the claim could not be passed forward for conclusion by the technical engineers. This took the best part of 3 weeks from the theft date. I contacted them every few days for an update and to let them know the issues I was facing. Then it finally came to an offer from the technical engineer which, as expected, was a low-ball offer which they said was based on the Glass's Guide for my mileage. So I had to write to them about the car, its history, its condition, its equipment and how it differed from other cars which were being advertised at lower prices. I eventually got a call from the engineer who in all honesty was a really nice guy, and reasonable. He explained his role and his payout limitations and being able to justify to auditors any value he agrees. We discussed my car at length and I felt he was sensitive to the situation of losing a car which one is passionate about, as opposed to a monetary loss of a form of transport. He himself was a car enthusiast which made me feel as if he understood me. In the end I am happy to say that we were able to agree a settlement which I was happy with. I felt I was treated like an individual, and I was treated fairly. The final agreed offer brought closure to the issue, as opposed to add to the pain. The cheque for the payout arrived within days of the agreement being reached. Such was my overall experience with Chris Knott and Highway, that they will be my first choice for a renewal quote from now on. The last thing you want in a time of painful issue is for more insult to be added to injury with hassle and poor payout. Chris Knott are understanding to people who cherish their cars, modify them and look after them." JamesBaby, R32 Owners Club If you'd like to be looked after by a broker who understands your needs and the passion you have for a car that is more than just a mode of transport, we'd be happy to talk. Chris Knott Quoteline: 0800 917 2274 - please mention this forum or its unique code to also receive the club scheme discount. best, Nick

You’ll probably be aware that the former Chancellor (in November 2015's budget) levied a second increase in Insurance Premium Tax on unsuspecting motorists, bringing the duty up a further half a percent to a ‘nice’ round 10%. This following another recent increase from 6% to 9.5%. The new 10% rate comes into effect on 1 October this year. You'll be pleased to know that while we can't control the effect on car insurance premiums, Chris Knott Insurance is still going to be helping you where we can. We'll continue trying to beat your alternative quotes (which will also have been affected by the tax rise) to find you the best deal. And where we know what we're up against we can respond favourably under our special scheme that rewards car club/forum members. There's good news on a couple of our other products where we do control the prices. It's only right that we're NOT increasing the cost of either our GAP Insurance (starts currently at £85) or Multi-car Breakdown Cover (currently starts at £63) despite the tax rise - we'll absorb the cost of the extra tax ourselves. Your unique web links for these two products can be found elsewhere in this section of the forum. Alternatively, you can call us on 0800 917 2274 for quotes on any of our products and we'll be pleased to talk to you. best, Nick *********** Testimonials Thanks to these guys for posting feedback about Chris Knott. Here's a selection of those received recently. If you'd like to see your positive feedback featured please post it and we'll find it. "Got a quote today super happy with outcome, all mods declared loads cheaper than comparison site companies. Will be purchasing at the end of the month. Thanks guys." CAM32ON, CivInfo "I've just renewed my Jaguar insurance with your guys. Very pleased with the service and price :)" PuntoBoy, Punto Sports forum "Had a quote today from CKI and was absolutley shocked! The best I had until CKI was £391 TPFT but for FC protected and a host of extras £325 thanks. As soon as I am ready, I shall be switching to CKI ..... Awesome." ACC21260, Focus CC Owners Club “I don’t normally write reviews but I’ve just swapped insurance to CK, and wow what a pleasure to deal with, Rebecca is a credit to your team and nothing was too much trouble, very knowledgeable and helpful, such a difference to other insurers very satisfied, great cover and a great price, thanks a lot.” Paul Savage, Facebook "Thanks for the reply, I agree it's a pretty good deal, and while I hope never to (have to) use your services it's good to have peace of mind that I'm with a broker in case support is ever needed." Jim, Z4 Forum

Here's your chance to WIN 2x VIP tickets to the Performance Car Show at Birmingham's NEC (plus entry to Autosport International) for Saturday 14th January 2017 courtesy of Chris Knott Insurance. The Performance Car Show is the leading UK exhibition dedicated to enthusiasts of sports and performance cars. It's the perfect place to see the very best high-performance machines in their full glory and Chris Knott wants to help you get there. At the show the winner and a friend can meet leading tuning companies, see the latest performance road cars, speak to club members, watch the Live Action Arena precision driving displays and take part in driving experiences. The VIP Club tickets include: - Entry to the Performance Car Show & Autosport International - FREE Parking at NEC - Access to VIP Club Lounge located in Hall 8 - Fast Track Entry to the Live Action Arena (the UK's largest indoor racetrack) - Access to VIP enclosure at the top of the Live Action Arena - Access to Driver Signing sessions (F1 Racing Grid, BTCC Display and VIP Lounge) - Access to Back Stage Paddock Area in the Live Action Arena - Access to Coys Auction of rare and historically significant cars - Paddock Guide - Goodie Bag Interested? All you have to do is get a Chris Knott car insurance quote, for a vehicle we don't yet insure, between now and 30 November 2016. In fact we'll add anyone who has received a quote since 1 September so it runs for a full 3 months. To win this prize, which includes the opportunity to get up close and personal with some of the rarest and most exotic supercars on the planet, just call 0800 917 2274 mentioning this forum's unique code and we'll take down your quote details. You'll receive a competitive insurance quote for comparison and automatic entry in the draw. Don't forget you can get a quote about 30 days ahead of the expiry of your cover with the current provider. That means most members with a renewal date in December also have the chance to be included. Good luck! Get calling for that quote. best, Nick ************************** TESTIMONIALS A few positive comments from car club/forum members and enthusiasts who have asked us to quote recently: "Spoke to CK and they wiped the floor and gave me a quote of £280 even with all the mods declared. I know who I will be choosing next year." Carlsberg "Just changed my Insurance to CK as they beat my renewal price by £300 rang up my insurance to cancel they said oh lets see if we can beat it and came back with a higher quote than the renewal." ardente "Considering where I live and parking on the street, declared mods, my insurance with CK, for the first time, was £100 cheaper than my previous year and £175 less than the renewal for non-modded would have been." Shel "I’m now insured with CKI. Dealing with my quote and subsequent questions was a lady called Kathy, very polite, very helpful. The quote I received was 15% less that my renewal quote from HD on MP215 with no other mods. Over the past weeks I’ve added to my policy a cat-back exhaust, Eibach Springs, Induction hose, Mountune Quik Shifter, Gloss Plastics all at no extra cost, no admin fees etc. I could not be happier with the service received. Thanks Chris Knott Insurance." Darran PS. Genuine quote requests only please - we reserve the right to request a copy of your existing insurance renewal to confirm eligibility within the time frame of the competition.